413 S Smith St, Smithton, IL 62285 Property Records

St. Clair County property record for 413 S Smith St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 912 sqft · built 1988
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$190,000 (Sep 2025)
Tax Bill	$3,804 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage May 2021 Sale & Mortgage + 1 more
APN	`13-33-0-224-004`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-224-004`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	176 sqft
Deck Area	168 sqft
Patio Area	448 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	413 S SMITH ST
City	SMITHTON
State	IL
Zip	62285-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A & H ESTATES 1ST SUB LOT/SEC-4 A02860290
Legal Subdivision	A & H ESTATES
Legal Block	224
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3089
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 S SMITH ST, SMITHTON, IL 62285-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 24, 2021	Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION
Oct 15, 2018	Quit Claim Deed, Transfer CITIZENS CMNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	May 24, 2021 · Amount on Record
Deed Document Number	20252860290
Prior Transfer Date	Sep 29, 2018
Prior Transfer Doc	00A2593406
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 15, 2025
Property Address	413 S SMITH ST, SMITHTON, IL 62285-1716
Document Number	0A02860290
Map Reference	MB 83 PG 98
Instrument Date	Sep 12, 2025
Instrument	A02860290
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 S SMITH ST, SMITHTON, IL 62285-1716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 S SMITH ST, SMITHTON, IL 62285-1716

Mortgage

Document Number	0A02860291
Date	Sep 15, 2025
Instrument	A02860291

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	6.25%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 24, 2021
Property Address	413 S SMITH ST, SMITHTON, IL 62285-1716
Document Number	A02701251
Map Reference	MB 83 PG 98
Instrument Date	May 21, 2021
Instrument	A02701251
Transaction Type	Transfer
Record Updated	Jun 9, 2021
Title Company	ACCENT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$213.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	413 S SMITH ST, SMITHTON, IL 62285-1716

Mortgage

Document Number	A02701252
Date	May 24, 2021
Instrument	A02701252

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 15, 2018
Property Address	413 S SMITH ST, SMITHTON, IL 62285-1716
Document Number	00A2593406
Instrument Date	Sep 29, 2018
Instrument	2593406
Transaction Type	Transfer
Record Updated	Oct 31, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 S SMITH ST SMITHTON IL 622851716, SMITHTON, IL 62285-1716

Mortgage

Document Number	A2593407
Date	Oct 15, 2018
Instrument	2593407

Lender

Name	CITIZENS CMNTY BK
Type	Bank
Address	MASCOUTAH, IL 62258

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2048

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,804.00 (+9.82%)	$47,005 (+11.72%) Land $4,467 Building $42,538	$141,015 (+11.72%) Land $13,401 Building $127,614
2024	$3,464.00 (+38.01%)	$42,074 (+17.23%) Land $4,514 Building $37,560	$126,222 (+17.23%) Land $13,542 Building $112,680
2022		$35,890 Land $3,851 Building $32,039	$107,670 Land $11,553 Building $96,117
2019	$2,510.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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