409 S Smith St, Smithton, IL 62285 Property Records

St. Clair County property record for 409 S Smith St, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,120 sqft · built 1988
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$175,500 (Nov 2023)
Tax Bill	$3,308 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage May 2017 Sale & Mortgage
APN	`13-33-0-224-002`

Property Details

APN / Parcel Number

Primary APN	`13-33-0-224-002`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	1,120 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Mixed
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Patio Area	192 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	409 S SMITH ST
City	SMITHTON
State	IL
Zip	62285-1716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A & H ESTATES 1ST SUB LOT/SEC-2 A02797321
Legal Subdivision	A & H ESTATES
Legal Block	224
Jurisdiction	ST CLAIR IL
Township / Civil Division	SMITHTON
Census Block Group	3
Census Block	3089
Census Tract	503906

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 S SMITH ST, SMITHTON, IL 62285-1716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
May 1, 2017	Warranty Deed, Transfer FIRST CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2023 · Amount on Record
Deed Sale	Nov 9, 2023 · Amount on Record
Prior Sale	May 1, 2017 · Amount on Record
Deed Document Number	20232797321
Prior Transfer Date	May 18, 2012
Prior Transfer Doc	00A2316022
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Nov 9, 2023
Property Address	409 S SMITH ST, SMITHTON, IL 62285-1716
Document Number	0A02797321
Map Reference	MB 83 PG 98
Instrument Date	Nov 3, 2023
Instrument	A02797321
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 EDGEWOOD ACRES, SMITHTON, IL 62285-3026

Mortgage

Document Number	0A02797322
Date	Nov 9, 2023
Instrument	A02797322

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 1, 2017
Property Address	409 S SMITH ST, SMITHTON, IL 62285-1716
Document Number	00A2535273
Instrument Date	Apr 28, 2017
Instrument	2535273
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY, TOWN & CNTRY TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	409 S SMITH ST SMITHTON IL 622851716, SMITHTON, IL 62285-1716

Mortgage

Document Number	A2535274
Date	May 1, 2017
Instrument	2535274

Lender

Name	FIRST CNTY BK
Type	Bank
Address	NEW BADEN, IL 62265

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Smithton Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,308.00 (+9.14%) Homeowner's exemption	$46,881 (+9.48%) Land $4,456 Building $42,425	$140,643 (+9.48%) Land $13,368 Building $127,275
2024	$3,031.00 (+17.57%)	$42,821 (+17.23%) Land $4,502 Building $38,319	$128,463 (+17.23%) Land $13,506 Building $114,957
2022		$36,527 Land $3,840 Building $32,687	$109,581 Land $11,520 Building $98,061
2019	$2,578.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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