413 Root Rd, Lorain, OH 44052 Property Records

Lorain County property record for 413 Root Rd, Lorain, OH 44052 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1998
Square Footage1,404 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$132,000 (2004)
Tax Bill$1,916.00 (2025)

Owner

Source: Lorain County records · APN 03-00-045-102-085

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address413 ROOT RD, LORAIN, OH 44052-2536
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Apr 11, 2022Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 21, 2004 · Amount on Record
Deed SaleJun 21, 2004 · Amount on Record
Prior SaleNov 05, 2001 · Amount on Record
Deed Doc Number2004003928
Record RefreshedJun 08, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address413 ROOT RD, LORAIN, OH 44052-2536
Transaction TypeMortgage
Record UpdatedApr 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 ROOT RD, LORAIN, OH 44052-2536

Mortgage

Document Number0000870563
DateApr 11, 2022
Instrument2022-0870563
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address413 ROOT RD, LORAIN, OH 44052-2536
Transaction TypeMortgage
Record UpdatedApr 19, 2022
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 ROOT RD, LORAIN, OH 44052-2536

Mortgage

Document Number0000870564
DateApr 11, 2022
Instrument2022-0870564
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueMar 21, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
MunicipalityLorain City
Unified School DistrictLorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,916.00$50,110 (+0.01%) Land $15,440 Building $34,670$143,160 (-) Land $44,100 Building $99,060
2024$1,916.00 (-21.05%)$50,106 (+6.3%) Land $15,435 Building $34,671$143,160 (+6.3%) Land $44,100 Building $99,060
2023$2,427.00 (+0.87%)$47,138 (%) Land $15,897 Building $31,241$134,680 (-) Land $45,420 Building $89,260
2022$2,406.00$47,140 Land $15,900 Building $31,240
2021$134,680 Land $45,420 Building $89,260

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-00-045-102-085

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,404 sqft Living Area
1st Floor1,404 sqft 1st Floor
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleConventional Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area11,326 sqft (0.26 acres)
Depth X Width164 ft x 70 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area520 sqft Garage
PorchOpen Porch
Porch Area25 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address413 ROOT RD
CityLORAIN
StateOH
Zip44052-2536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionUPLAND GLEN SUB 3 70 X 164 S/L 35
Legal SubdivisionUPLAND GLEN SUBDIVISION #3
Legal Block102
Legal Lot Number35
JurisdictionLORAIN OH
Minor Civil DivisionLORAIN
Census Blockgroup1
Census Block1009
Census Tract22100

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