406 Root Rd, Lorain, OH 44052 Property Records

Lorain County property record for 406 Root Rd, Lorain, OH 44052 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 1947
Square Footage	1,616 sqft Living Area
Lot Size	7,405 sqft (0.17 acres)
Occupancy	Owner Occupied
Last Sale	$85,000 (1998)
Tax Bill	$1,801.00 (2025)

Owner

Source: Lorain County records · APN 03-00-046-103-044

Assessment roll updated May 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	406 ROOT RD, LORAIN, OH 44052-2537
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 1998 · Amount on Record
Deed Sale	Nov 09, 1998 · Amount on Record
Deed Doc Number	1998575103
Record Refreshed	Sep 20, 2026

November 2013: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	406 ROOT RD, LORAIN, OH 44052-2537
Document Number	0000893388
Instrument Date	Nov 11, 2013
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	406 ROOT RD LORAIN OH 440522537, LORAIN, OH 44052-2537

Mortgage

Document Number	0000893388
Date	Aug 10, 2017
Instrument	893388

Lender

Name	ABN AMRO MTG
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	432 Months
Due	Aug 09, 2053

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated May 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 Homeowner's exemption	$47,100 (+0.01%) Land $7,880 Building $39,220	$134,560 (-) Land $22,500 Building $112,060
2024	$1,801.00 (-1.1%)	$47,096 (+33.2%) Land $7,875 Building $39,221	$134,560 (+33.2%) Land $22,500 Building $112,060
2023	$1,821.00 (+0.89%)	$35,358 (-0.01%) Land $6,241 Building $29,117	$101,020 (-) Land $17,830 Building $83,190
2022	$1,805.00	$35,360 Land $6,240 Building $29,120
2021			$101,020 Land $17,830 Building $83,190

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`03-00-046-103-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,616 sqft Living Area
Gross Area	1,712 sqft Gross Area
1st Floor	930 sqft 1st Floor
Upper Floors	686 sqft Upper Floors
Basement Area	858 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Lot Area	7,405 sqft (0.17 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Parking Spaces	3 Parking Spaces
Garage Type	Detached Garage
Garage Area	768 sqft Garage
Balcony Area	232 sqft Balcony
Patio Area	232 sqft Patio
Porch Area	268 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Street Address	406 ROOT RD
City	LORAIN
State	OH
Zip	44052-2537
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	21 ACRE FRNT 0050.00 DPTH 0180.00
Legal Subdivision	SHEFFIELD
Legal Block	103
Legal Lot Number	46
Jurisdiction	LORAIN OH
Minor Civil Division	LORAIN
Census Blockgroup	1
Census Block	1008
Census Tract	22100