413 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 413 River Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	1,255 sqft · built 1941
Lot Size	1.26 acres (55,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Dec 2020)
Tax Bill	$9,100 (2024)
Deeds & Mortgages	Dec 2020 Sale Feb 2018 Line of Credit
APN	`05-00063-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`05-00063-0000-00024`
Alternative APNs	`050006300024` `4126`

Interior

Stories	2 Stories
Building Area	1,255 sqft Living Area

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Construction Type	Frame
Lot Area	55,321 sqft
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	4126
Street Address	413 RIVER RD
City	CHATHAM
State	NJ
Zip	07928-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	63
Legal Lot Number	24
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3002
Census Tract	44000

Owner

Source: Morris County and Chatham Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 RIVER RD, CHATHAM, NJ 07928-1228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2020	Grant Deed, Transfer ATTORNEY ONLY
Feb 10, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2020 · Amount on Record
Deed Sale	Dec 7, 2020 · Amount on Record
Deed Document Number	202091508
Deed Book / Page	23958 / 1994
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Dec 7, 2020
Property Address	413 RIVER RD, CHATHAM, NJ 07928-1228
Document Number	0239581994
Book / Page	023958 / 001994
Instrument Date	Oct 8, 2020
Instrument	91508
Transaction Type	Transfer
Record Updated	Dec 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$555.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 RIVER RD CHATHAM NJ 079281228, CHATHAM, NJ 07928-1228

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	413 RIVER RD, CHATHAM, NJ 07928-1228
Document Number	0232991637
Instrument Date	Feb 10, 2018
Transaction Type	Mortgage
Record Updated	Feb 28, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RIVER RD CHATHAM NJ 079281228, CHATHAM, NJ 07928-1228

Mortgage

Document Number	0232991637
Date	Feb 21, 2018
Book Page	023299/001637
Instrument	10420

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 20, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Morris County and Chatham Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
County Subdivision	Chatham Township
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,500 (-) Land $330,600 Building $126,900	$457,500 (-) Land $330,600 Building $126,900
2025		$457,500 (-) Land $330,600 Building $126,900	$457,500 (-) Land $330,600 Building $126,900
2024	$9,100.00 (+2.22%)
2023		$457,500 Land $330,600 Building $126,900	$457,500 Land $330,600 Building $126,900
2022	$8,902.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1990–2022)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2022 · other causes
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Optimum.

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