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406 River Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Township property record for 406 River Rd, Chatham, NJ 07928 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details1,856 sqft · built 1945
Lot Size0.184 acres (8,015 sqft)
Owner2 Individual Names on File
Last Sale$560,000 (Jul 2023)
Tax Bill$8,429 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Jun 2022 Sale & Construction Loan
APN05-00062-0000-00086

Property Details

APN / Parcel Number

Primary APN05-00062-0000-00086
Alternative APNs
  • 050006200086
  • 3526

Interior

Stories1 Story
Building Area1,856 sqft Living Area
1st Floor Area1,856 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleRaised Ranch
Construction TypeFrame
Lot Area8,015 sqft (0.184 acres)
Parking Spaces1 Parking Space

Location & Zoning

Account Number3526
Street Address406 RIVER RD
CityCHATHAM
StateNJ
Zip07928-1272
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block62
Legal Lot Number86
JurisdictionMORRIS NJ
Township / Civil DivisionCHATHAM
Census Block Group3
Census Block3000
Census Tract44000

Owner

Source: Morris County and Chatham Township records · APN 05-00062-0000-00086

Assessment roll updated July 9, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 RIVER RD, CHATHAM, NJ 07928-1272
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2023Bargain and Sale Deed, Transfer · Conventional Mortgage
MORTGAGE ACCESS CORP
Jun 09, 2022Deed, Construction Loan · Construction Mortgage
ECF FUND I LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2023 · Amount on Record
Deed SaleJul 24, 2023 · Amount on Record
Prior SaleJun 09, 2022 · Amount on Record
Deed Document Number202327231
Deed Book / Page24631 / 28
Record UpdatedSep 20, 2026

July 2023: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionMORRIS NJ
Recording DateJul 24, 2023
Property Address406 RIVER RD, CHATHAM, NJ 07928-1272
Document Number0246310028
Book / Page24631 / 28
Instrument DateMar 26, 2023
Instrument2023027231
Transaction TypeTransfer
Record UpdatedAug 10, 2023
Title CompanyFIDELITY NATIONAL TTL INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,761.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address539 LEXINGTON AVE, BROOKLYN, NY 11221-1504

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 RIVER RD, CHATHAM TOWNSHIP, NJ

Mortgage

Document Number0246310033
DateJul 24, 2023
Book Page24631/33
Instrument2023027232
Lender
NameMORTGAGE ACCESS CORP
TypeMortgage Company
AddressMORRIS PLAINS, NJ 07950
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

June 2022: Deed, Construction Loan

Document TypeDeed
JurisdictionMORRIS NJ
Recording DateJun 09, 2022
Property Address406 RIVER RD, CHATHAM, NJ 07928-1272
Document Number0244251249
Book / Page24425 / 1249
Instrument DateApr 26, 2022
Instrument2022039627
Transaction TypeConstruction Loan
Record UpdatedJun 23, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,371.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address53333 WALLACE LN, 53333, SOUTH BEND, IN 46635-1326

Transferred To (Grantee/Buyer)

NameVerified Name
Address539 LEXINGTON AVE, BROOKLYN, NY 11221-1504

Mortgage

Document Number2022039628
DateJun 09, 2022
Instrument2022039628
Lender
NameECF FUND I LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Morris County and Chatham Township records · Assessment roll updated July 9, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
County SubdivisionChatham Township
Unified School DistrictThe Chathams School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$429,800 (-) Land $257,900 Building $171,900$429,800 (-) Land $257,900 Building $171,900
2025$429,800 (+8.51%) Land $257,900 Building $171,900$429,800 (+8.51%) Land $257,900 Building $171,900
2024$8,429.00 (+9.35%)
2023$396,100 (-) Land $257,900 Building $138,200$396,100 (-) Land $257,900 Building $138,200
2022$7,708.00 (+0.78%)$396,100 Land $257,900 Building $138,200$396,100 Land $257,900 Building $138,200
2021$7,648.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morris County (34039C), updated September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340270440003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneParcel location falls outside the county's mapped flood area
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 5 individual NFIP policies nearby
Nearby Flood Policies5 in force
5 of 5 on primary residences
Nearby Flood Claims5 (1990–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2022, other causes
Flood Events
  • Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 35% of New Jersey
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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