413 River Birch Ln, Fleming Island, FL 32003 Property Records

Clay County property record for 413 River Birch Ln, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 3,123 sqft · built 1998
Lot Size0.856 acres (37,296 sqft)
OwnerIndividual Name on Record
Last Sale$515,800 (Jul 2021)
Tax Bill$6,634 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN37-05-26-014608-003-03

Property Details

APN / Parcel Number

Primary APN37-05-26-014608-003-03

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms3 Rooms
Stories2 Stories
Building Area3,123 sqft Living Area
Gross Area3,755 sqft
1st Floor Area2,243 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area37,296 sqft (0.856 acres)
Garage TypeAttached
Garage Area632 sqft
PorchFinished/Open Porch
Porch Area261 sqft
Patio Area132 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address413 RIVER BIRCH LN
CityFLEMING ISLAND
StateFL
Zip32003-5005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 3 CHRISTOPHER COVE UNIT 2 AS REC OR 4479 PG 1000
Legal Range26E
Legal Township05S
Legal Section37
Legal SubdivisionCHRISTOPHER COVE UNIT 2
Legal PhaseER
Legal Lot Number3
Legal Unit2AS
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4191 ISLANDER WAY, ANACORTES, WA 98221-8517
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleApr 7, 2016 · Amount on Record
Deed Document Number202142007
Deed Book / Page4479 / 1000
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateJul 7, 2021
Property Address413 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005
Document Number0044791000
Book / Page4479 / 1000
Map ReferenceMB 29 PG 48-51
Instrument DateJul 2, 2021
Instrument2021042007
Transaction TypeTransfer
Record UpdatedJul 23, 2021
Title CompanyWATSON TITLE SERVICES/N FL INC, WATSON TTL SVCS OF NORTH FL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,610.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6132 COUNTY ROAD 209 S, 6132, GREEN COVE SPRINGS, FL 32043-8117

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005

Mortgage

Document Number44791002
DateJul 7, 2021
Instrument4479/1002
Lender
NamePROVIDENT FUNDING ASSOCIATES LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,634.00 (+4.69%) Homeowner's exemption$475,109 (+5.99%)$528,721 (+5.77%) Land $70,000 Building $458,721
2024$6,337.00 (-2.97%)
2023$6,531.00 (+4.8%) Homeowner's exemption$448,272 (+3%)$499,890 (+14.86%) Land $70,000 Building $429,890
2022$6,232.00 Homeowner's exemption$435,216 Land $70,000 Building $365,216$435,216 Land $70,000 Building $365,216

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
IQ Fiber
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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