Clay County property record for 408 River Birch Ln, Fleming Island, FL 32003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,184 sqft · built 1996 |
| Lot Size | 0.397 acres (17,305 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $408,000 (Nov 2016) |
| Tax Bill | $3,220 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-05-26-014608-002-03 |
| Primary APN | 37-05-26-014608-002-03 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,184 sqft Heated Area |
| Gross Area | 4,345 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,305 sqft (0.397 acres) |
| Garage Area | 805 sqft |
| Pool Area | 910 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 304 sqft |
| Patio Area | 52 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 408 RIVER BIRCH LN |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | LOT 3 CHRISTOPHER COVE UNIT 1AS REC O R 3915 PG 1144 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 37 |
| Legal Subdivision | CHRISTOPHER COVE |
| Legal Phase | ER |
| Legal Lot Number | 3 |
| Legal Unit | 1AS |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30701 |
408 River Birch Ln is owned and occupied by two individuals who bought it in November 2016.
Source: Clay County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 408 RIVER BIRCH LN, FLEMING ISLAND, FL 32003-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2016 · Amount on File |
| Deed Sale | Nov 4, 2016 · Amount on File |
| Prior Sale | Jan 11, 2006 · Amount on File |
| Deed Document Number | 0039151144 |
| Deed Book / Page | 3071 / 0972 |
| Prior Transfer Date | Dec 18, 2008 |
| Prior Transfer Doc | 2008059542 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 408 River Birch Ln was $3,220 with a homeowner's exemption.
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,220.00 Homeowner's exemption | $251,307 | $605,762 Land $70,000 Building $535,762 |
| 2023 | $3,325.00 (+6.81%) Homeowner's exemption | $237,112 (+3%) | $573,143 (+15.76%) Land $70,000 Building $503,143 |
| 2022 | $3,113.00 Homeowner's exemption | $230,206 | $495,126 Land $70,000 Building $425,126 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 River Birch Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 191 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 River Birch Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Hotwire Communications.
5G (outdoors only) and 4G LTE
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