413 Richard St, Festus, MO 63028 Property Records

Jefferson County property record for 413 Richard St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 804 sqft · built 1942
Lot Size	0.113 acres (4,915 sqft)
Owner	Individual Name on Record
Last Sale	$141,700 (Jul 2019)
Tax Bill	$537 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`193.007.01005006`

Property Details

APN / Parcel Number

Primary APN	`193.007.01005006`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	804 sqft Living Area
1st Floor Area	804 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	4,915 sqft (0.113 acres)
Lot Dimensions	47 ft deep x 100 ft wide
Porch	Open Frame Porch
Porch Area	132 sqft
Patio Area	363 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 RICHARD ST
City	FESTUS
State	MO
Zip	63028-2138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	LA ROSE PT LOTS 1 & 2 BLOCK 3
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	LA ROSE
Legal Block	3
Legal Lot Number	1,2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1017
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 RICHARD ST, FESTUS, MO 63028-2138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Jul 30, 2019	Warranty Deed, Transfer GUILD MTG
Jan 23, 2019	Warranty Deed, Transfer OTHER
Jun 1, 2018	Warranty Deed, Transfer CONTINENTAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Jan 23, 2019
Deed Document Number	201922074
Prior Transfer Date	Aug 15, 2000
Prior Transfer Doc	1012000241
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	413 RICHARD ST, FESTUS, MO 63028-2138
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R015438
Date	Apr 8, 2021
Instrument	2021R-015438

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 30, 2019
Property Address	413 RICHARD ST, FESTUS, MO 63028-2138
Document Number	0000022074
Instrument Date	Jul 25, 2019
Instrument	22074
Transaction Type	Transfer
Record Updated	Aug 13, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RICHARD ST FESTUS MO 630282138, FESTUS, MO 63028-2138

Mortgage

Document Number	22075
Date	Jul 30, 2019
Instrument	22075

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jan 23, 2019
Property Address	413 RICHARD ST, FESTUS, MO 63028-2138
Document Number	0000002289
Instrument Date	Jan 22, 2019
Instrument	2289
Transaction Type	Transfer
Record Updated	Feb 13, 2019
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RICHARD ST FESTUS MO 630282138, FESTUS, MO 63028-2138

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 1, 2018
Property Address	413 RICHARD ST, FESTUS, MO 63028-2138
Document Number	0000016244
Instrument Date	May 31, 2018
Instrument	16244
Transaction Type	Transfer
Record Updated	Jun 27, 2018
Title Company	CONTINENTAL

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11718 GAMEL CEMETERY RD FESTUS MO 630282313, FESTUS, MO 63028-2313

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$9,800 (-) Land $1,300 Building $8,500	$51,700 (-) Land $6,900 Building $44,800
2025	$537.00 (+2.09%)	$9,800 (+5.38%) Land $1,300 Building $8,500	$51,700 (-) Land $6,900 Building $44,800
2024	$526.00 (+0.57%)		$51,700 (+5.08%) Land $6,900 Building $44,800
2023	$523.00	$9,300 Land $1,300 Building $8,000	$49,200 Land $6,900 Building $42,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1979–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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