Jefferson County property record for 309 Richard St, Festus, MO 63028 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,236 sqft · built 1923 |
| Lot Size | 0.165 acres (7,166 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $651 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 193.006.04040005 |
| Primary APN | 193.006.04040005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 1,236 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 7,166 sqft (0.165 acres) |
| Lot Dimensions | 60 ft deep x 123 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Porch | Open Frame Porch |
| Porch Area | 104 sqft |
| Heating System | HVAC |
|---|
| Street Address | 309 RICHARD ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-2146 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAROSE LOT 2 & 10OFF LOT 3 BLOCK 4 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | LAROSE |
| Legal Block | 4 |
| Legal Lot Number | 2,3 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 700900 |
Source: Jefferson County records · APN 193.006.04040005
Assessment roll updated September 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 RICHARD ST, FESTUS, MO 63028-2146 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 11, 2019 | Deed of Trust, Mortgage · Line of Credit FIRST ST CMNTY BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jul 07, 2016 |
| Transfer Doc | 0000021836 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 309 RICHARD ST, FESTUS, MO 63028-2146 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 309 RICHARD ST, FESTUS, MO 63028-2146 |
| Document Number | 0000045106 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021R-045106 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 145 Months |
| Due | Nov 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 309 RICHARD ST, FESTUS, MO 63028-2146 |
| Document Number | 0000001772 |
| Instrument Date | Jan 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 04, 2019 |
| Name | Verified Name |
|---|---|
| Address | 309 RICHARD ST FESTUS MO 630282146, FESTUS, MO 63028-2146 |
| Document Number | 0000001772 |
|---|---|
| Date | Jan 17, 2019 |
| Instrument | 1772 |
| Name | FIRST ST CMNTY BK |
|---|---|
| Type | Bank |
| Address | FESTUS, MO 63028 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Jefferson County records · Assessment roll updated September 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,100 (+5.22%) Land $1,500 Building $10,600 | $64,100 (-) Land $8,100 Building $56,000 | |
| 2024 | $651.00 (+0.62%) | $64,100 (+5.6%) Land $8,100 Building $56,000 | |
| 2023 | $647.00 | $11,500 Land $1,500 Building $10,000 | $60,700 Land $8,100 Building $52,600 |
Source: FEMA National Flood Hazard Layer, Jefferson County (29099C), updated October 2, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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