413 Ranch Trl, Casselberry, FL 32707 Property Records

Seminole County property record for 413 Ranch Trl, Casselberry, FL 32707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,803 sqft · built 1981
Lot Size	0.211 acres (9,201 sqft)
Owner	2 Individual Names on File
Last Sale	$129,000 (Jan 2004)
Tax Bill	$1,482 (2025)
Deeds & Mortgages	Jan 2024 Transfer Apr 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-30-518-0000-0570`

Property Details

APN / Parcel Number

Primary APN	`09-21-30-518-0000-0570`
Alternative APN	`21300951800000570`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,803 sqft Living Area
Gross Area	2,283 sqft
1st Floor Area	1,623 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,201 sqft (0.211 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	220 sqft
Patio Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 RANCH TRL
City	CASSELBERRY
State	FL
Zip	32707-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R9
Legal Description	LOT 57 WYNDHAM WOODS PHASE 1 REPLAT PB 22 PGS 76 & 77
Legal Range	30E
Legal Township	21S
Legal Section	09
Legal Subdivision	WYNDHAM WOODS PHASE 1 REPLAT
Legal Tract	518
Legal Lot Number	57
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3040
Census Tract	22101

Owner

413 Ranch Trl is owned and occupied by two individuals who acquired it in December 2023.

Source: Seminole County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	413 RANCH TRL, CASSELBERRY, FL 32707-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 1, 2022	Deed of Trust, Mortgage · Line of Credit FAIRWINDS CU
Oct 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2004 · Amount on File
Deed Sale	Jan 5, 2004 · Amount on File
Prior Sale	Sep 23, 2003
Deed Document Number	2004542
Deed Book / Page	5154 / 28
Last Transfer Date	Dec 29, 2023
Transfer Doc	0105631209
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Jan 10, 2024
Property Address	413 RANCH TRL, CASSELBERRY, FL 32707-3137
Document Number	0105631209
Book / Page	10563 / 1209
Map Reference	MB 22 PG 76&77
Instrument Date	Dec 29, 2023
Instrument	2024002946
Transaction Type	Transfer
Record Updated	Jan 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 RANCH TRL, CASSELBERRY, FL 32707-3137

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RANCH TRL, CASSELBERRY, FL 32707-3137

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	413 RANCH TRL, CASSELBERRY, FL 32707-3137
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 RANCH TRL, CASSELBERRY, FL 32707-3137

Mortgage

Document Number	0102070939
Date	Apr 1, 2022
Book Page	10207/939
Instrument	2022039473

Lender

Name	FAIRWINDS CU
Type	Credit Union
Address	ORLANDO, FL 32826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Mar 30, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	413 RANCH TRL, CASSELBERRY, FL 32707-3137
Document Number	0092341415
Instrument Date	Oct 12, 2018
Transaction Type	Mortgage
Record Updated	Oct 31, 2018
Title Company	MORTGAGE TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	413 RANCH TRL CASSELBERRY FL 327073137, CASSELBERRY, FL 32707-3137

Mortgage

Document Number	0092341415
Date	Oct 18, 2018
Book Page	009234/001415
Instrument	120298

Lender

Name	FAIRWINDS CU
Address	ORLANDO, FL 32826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 17, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 413 Ranch Trl was $1,482.

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Casselberry City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,482.00	$122,374	$287,869 Land $75,000 Building $212,869
2023	$1,278.00 (+5.27%) Homeowner's exemption	$115,461 (+3%)	$278,738 (+4.53%) Land $75,000 Building $203,738
2022	$1,214.00 Homeowner's exemption	$112,098	$266,663 Land $65,000 Building $201,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Ranch Trl in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	15 (1992–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Ranch Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: WOW Internet, Cable & Phone.

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