405 Ranch Trl, Casselberry, FL 32707 Property Records

Seminole County property record for 405 Ranch Trl, Casselberry, FL 32707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 1980
Lot Size	0.226 acres (9,853 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Oct 2019)
Tax Bill	$3,613 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Oct 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-21-30-518-0000-0590`

Property Details

APN / Parcel Number

Primary APN	`09-21-30-518-0000-0590`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,365 sqft Living Area
1st Floor Area	1,365 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,853 sqft
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Pool Area	1 sqft
Porch	Finished/Screened Porch
Porch Area	166 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	405 RANCH TRL
City	CASSELBERRY
State	FL
Zip	32707-3137
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 WYNDHAM WOODS PHASE 1 REPLAT PB 22 PGS 76 & 77
Legal Range	30E
Legal Township	21S
Legal Section	09
Legal Subdivision	WYNDHAM WOODS
Legal Phase	1
Legal Tract	518
Legal Lot Number	59
Jurisdiction	SEMINOLE FL
Township / Civil Division	CASSELBERRY-ALTAMONTE SPRINGS
Census Block Group	3
Census Block	3040
Census Tract	22101

Owner

405 Ranch Trl is owned and occupied by an individual who bought it in October 2019.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	405 RANCH TRL, CASSELBERRY, FL 32707-3137
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Oct 23, 2019	Correction Deed SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW
Oct 23, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Mar 9, 2017	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 2019 · Amount on File
Deed Sale	Oct 23, 2019 · Amount on File
Prior Sale	Jul 20, 2015 · Amount on File
Deed Document Number	2019115302
Deed Book / Page	09463 / 0744
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	405 RANCH TRL, CASSELBERRY, FL 32707-3137
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RANCH TRL, CASSELBERRY, FL 32707-3137

Mortgage

Document Number	0097630263
Date	Nov 17, 2020
Book Page	9763/263
Instrument	2020132000

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

October 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 23, 2019
Property Address	405 RANCH TRL, CASSELBERRY, FL 32707-3137
Document Number	0094630742
Book / Page	009463 / 000742
Instrument Date	Oct 21, 2019
Instrument	115301
Record Updated	Nov 7, 2019
Title Company	SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RANCH TRL CASSELBERRY FL 327073137, CASSELBERRY, FL 32707-3137

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Oct 23, 2019
Property Address	405 RANCH TRL, CASSELBERRY, FL 32707-3137
Document Number	0094630744
Book / Page	09463 / 0744
Map Reference	MB 22 PG 76&77
Instrument Date	Oct 21, 2019
Instrument	2019115302
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SECURITY NATIONAL T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10401 POST OFFICE BLVD W UNIT 621745, 10401, ORLANDO, FL 32862-8512

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RANCH TRL, CASSELBERRY, FL 32707-3137

Mortgage

Document Number	0009463746
Date	Oct 23, 2019
Instrument	09463/746

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SEMINOLE FL
Property Address	405 RANCH TRL, CASSELBERRY, FL 32707-3137
Document Number	0089161698
Book / Page	008916 / 001698
Instrument Date	Mar 9, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 RANCH TRL CASSELBERRY FL 327073137, CASSELBERRY, FL 32707-3137

Mortgage

Document Number	0089161698
Date	May 18, 2017
Book Page	008916/001698
Instrument	49764

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 405 Ranch Trl was $3,613 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Casselberry City
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,613.00 Homeowner's exemption	$235,242	$338,798 Land $75,000 Building $263,798
2023	$3,068.00 (+3.82%) Homeowner's exemption	$221,953 (+3%)	$325,742 (+3.89%) Land $75,000 Building $250,742
2022	$2,955.00 Homeowner's exemption	$215,488	$313,557 Land $65,000 Building $248,557

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 Ranch Trl in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	15 (1992–2022)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 4 claims Hurricane Ian, Sep 2022 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 Ranch Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASSELBERRY, CITY OF (3 WPS) serves 54,747 people · EPA ID FL3590159
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20

May also be available: WOW Internet, Cable & Phone.

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