Charlottesville City property record for 413 Oak St, Charlottesville, VA 22903
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,604 sqft · built 1925 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,125 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 290116000 |
| Primary APN | 290116000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,604 sqft Finished Area |
| 1st Floor Area | 878 sqft |
| 2nd Floor Area | 726 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 9,278 sqft (0.213 acres) |
| Lot Depth | 155 ft Depth |
| Garage Type | Open |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 230 sqft |
| Patio Area | 100 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Coal |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 413 OAK ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-5547 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RN-A |
| Legal Description | LOT |
| Legal Subdivision | FIFE ESTATE |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 401 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ridge Street Historic District listed 1982 · 32 contributing resources · NRIS 82001813 |
|---|---|
| Individually Listed | Fifeville and Tonsler Neighborhoods Historic District listed 2009 · 267 contributing resources · NRIS 09000452 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
413 Oak St is owned by an individual who acquired it in August 2015.
Source: Charlottesville City records, as of July 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 505 BAINBRIDGE ST, BROOKLYN, NY 11233-2002 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2015 |
| Deed Sale | Aug 26, 2015 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 413 Oak St was $4,125.
Source: Charlottesville City assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,125.00 | $409,400 (+5.24%) Land $148,500 Building $260,900 | $409,400 (+5.24%) Land $148,500 Building $260,900 |
| 2025 | $389,000 Land $143,000 Building $246,000 | $389,000 Land $143,000 Building $246,000 | |
| 2023 | $3,652.00 (+22.63%) | $358,600 Land $126,500 Building $232,100 | $358,600 Land $126,500 Building $232,100 |
| 2022 | $2,978.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 413 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHARLOTTESVILLE serves 46,553 people · EPA ID VA2540500 |
|---|---|
| Water Source | Purchased surface water from RWSA URBAN SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Ting.
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