Charlottesville City property record for 409 Oak St, Charlottesville, VA 22903 · Last verified July 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,215 sqft · built 1925 |
| Lot Size | 0.116 acres (5,053 sqft) |
| Owner | Company Name on File |
| Last Sale | $528,500 (Jul 1999) |
| Tax Bill | $3,191 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 290120000 |
| Primary APN | 290120000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,215 sqft Finished Area |
| 1st Floor Area | 685 sqft |
| 2nd Floor Area | 530 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Duplex Single |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 5,053 sqft (0.116 acres) |
| Lot Depth | 153 ft Depth |
| Driveway | Driveway |
| Porch | Slab |
| Porch Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 409 OAK ST |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22903-5547 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT |
| Legal Subdivision | FIFE ESTATE |
| Jurisdiction | CHARLOTTESVILLE CITY VA |
| Township / Civil Division | CHARLOTTESVILLE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 401 |
Source: Charlottesville City records · APN 290120000
Assessment roll updated July 9, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 532 PARK ST, CHARLOTTESVILLE, VA 22902-4740 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 15, 1999 · Amount on Record |
| Deed Sale | Jul 15, 1999 · Amount on Record |
| Record Updated | Sep 20, 2026 |
Source: Charlottesville City records · Assessment roll updated July 9, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Charlottesville City |
| Unified School District | Charlottesville City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,191.00 (+13.8%) | $319,500 (+5.2%) Land $121,500 Building $198,000 | $319,500 (+5.2%) Land $121,500 Building $198,000 |
| 2025 | $303,700 (+9.44%) Land $117,000 Building $186,700 | $303,700 (+9.44%) Land $117,000 Building $186,700 | |
| 2023 | $2,804.00 (+25.57%) | $277,500 Land $119,000 Building $158,500 | $277,500 Land $119,000 Building $158,500 |
| 2022 | $2,233.00 |
Source: FEMA National Flood Hazard Layer, County delivery 51003C, updated February 3, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Ridge Street Historic District listed 1982 · 32 contributing resources · NRIS 82001813 |
|---|---|
| Individually Listed | Fifeville and Tonsler Neighborhoods Historic District listed 2009 · 267 contributing resources · NRIS 09000452 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 503 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Brightspeed | Fiber | 2,000 / 2,000 |
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Ting Fiber, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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