La Crosse County property record for 413 Oak Ave S, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,199 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-000346-000 |
| Primary APN | 018-000346-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 8,712 sqft (0.2 acres) |
|---|
| Account Number | 40420 |
|---|---|
| Old Parcel Number | 18 346 0 |
| Street Address | 413 OAK AVE S |
| City | ONALASKA |
| State | WI |
| Zip | 54650-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HALL & WILSONS ADDITION S 3.5FT OF W 142.47FT LOT 2 & LOT 3 EX E 190FT & EX PRT LOT 3 BEG SW COR ELY ALG S LN 140FT NLY 10FT |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 09 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | HALL & WILSONS ADDITION |
| Legal Lot Number | 2-3 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10500 |
413 Oak Ave S is owned and occupied by two individuals who acquired it in January 2004.
Source: La Crosse County records, as of February 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 OAK AVE S, ONALASKA, WI 54650-3249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Aug 20, 2021 | Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 29, 2004 |
| Deed Sale | Jan 29, 2004 |
| Deed Document Number | 1384595 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 413 OAK AVE S, ONALASKA, WI 54650-3249 |
| Transaction Type | Mortgage |
| Record Updated | Apr 13, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001791082 |
|---|---|
| Date | Mar 24, 2022 |
| Instrument | 1791082 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 413 OAK AVE S, ONALASKA, WI 54650-3249 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1779173 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 1779173 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2046 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 413 Oak Ave S was $3,199 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,199.00 Homeowner's exemption | $251,600 Land $61,000 Building $190,600 | $254,500 |
| 2023 | $3,387.00 Homeowner's exemption | $200,600 Land $43,600 Building $157,000 | $200,600 Land $43,600 Building $157,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Oak Ave S in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2004) |
| Most Recent Claim | Aug 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Oak Ave S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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