La Crosse County property record for 409 Oak Ave S, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,148 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Nov 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-000345-000 |
| Primary APN | 018-000345-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 16,553 sqft (0.38 acres) |
|---|
| Account Number | 40419 |
|---|---|
| Old Parcel Number | 18 345 0 |
| Street Address | 409 OAK AVE S |
| City | ONALASKA |
| State | WI |
| Zip | 54650-3249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HALL & WILSONS ADDITION LOT 2 EX E 70FT & EX S 3.5FT OF W 142.47FT T/W ENCROACH AGREE IN V1067 P176 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 09 |
| Legal Quarter | SW |
| Quarter-Quarter Section | NW |
| Legal Subdivision | HALL & WILSONS ADDITION |
| Legal Lot Number | 2 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 10500 |
Source: La Crosse County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 409 OAK AVE S, ONALASKA, WI 54650-3249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 9, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Nov 22, 2019 | Quit Claim Deed, Transfer Quitclaim |
| Jun 17, 2019 | Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Prior Sale | Jun 17, 2019 |
| Last Transfer Date | Nov 22, 2019 |
| Transfer Doc | 0001736869 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 409 OAK AVE S, ONALASKA, WI 54650-3249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1689296 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 1689296 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Nov 22, 2019 |
| Property Address | 409 OAK AVE S, ONALASKA, WI 54650-3249 |
| Document Number | 0001736869 |
| Instrument Date | Nov 19, 2019 |
| Instrument | 1736869 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $283.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jun 17, 2019 |
| Property Address | 409 OAK AVE S, ONALASKA, WI 54650-3249 |
| Document Number | 0001727596 |
| Instrument Date | Jun 8, 2019 |
| Instrument | 1727596 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001727597 |
|---|---|
| Date | Jun 17, 2019 |
| Instrument | 1727597 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,148.00 (+4.58%) Homeowner's exemption | $247,900 (+39.04%) Land $79,200 Building $168,700 | $250,700 (+40.61%) |
| 2023 | $3,010.00 Homeowner's exemption | $178,300 Land $56,600 Building $121,700 | $178,300 Land $56,600 Building $121,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2004) |
| Most Recent Claim | Aug 2004 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 88% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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