413 Naches Ct, Umatilla, OR 97882 Property Records

Umatilla County property record for 413 Naches Ct, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,134 sqft · built 1997
Lot Size	0.231 acres (10,086 sqft)
Owner	Company Name on Record
Last Sale	$45,000 (Mar 2016)
Tax Bill	$2,285 (2023)
Deeds & Mortgages	May 2015 Mortgage Jul 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5N2814BD02900`

Property Details

APN / Parcel Number

Primary APN	`5N2814BD02900`
Alternative APNs	`116100.00` `116100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,134 sqft Finished Area
1st Floor Area	1,134 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Lot Area	10,086 sqft (0.231 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Patio Area	80 sqft
Fence	Fence

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	116100
Old Parcel Number	116100.00
Street Address	413 NACHES CT
City	UMATILLA
State	OR
Zip	97882-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SEC/TWN/RNG/MER:SEC 14 TWN 05N RNG 28
Legal Range	28E
Legal Township	05N
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	MCNARY DIV 07
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1041
Census Tract	950800

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	413 NACHES CT, UMATILLA, OR 97882-9608
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2015	Deed of Trust, Mortgage · VA Mortgage MERIDIAN HOME MORTGAGE CORP
Jul 7, 2008	Deed of Trust, Mortgage STERLING SAVINGS BANK
Feb 10, 2025	Warranty Deed, Transfer · Line of Credit UMPQUA BANK
Mar 24, 2016	Warranty Deed, Construction Loan · Construction Mortgage COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2016 · Amount on Record
Deed Sale	Mar 24, 2016 · Amount on Record
Prior Sale	Dec 28, 2006 · Amount on Record
Deed Document Number	2016-6410386
Record Updated	Jun 7, 2026

May 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	413 NACHES CT, UMATILLA, OR 97882-9608
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20156290689
Date	May 21, 2015
Instrument	2015-6290689

Lender

Name	MERIDIAN HOME MORTGAGE CORP
Type	Mortgage Company
Address	HAMPSTEAD, MD 21074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2045

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	413 NACHES CT, UMATILLA, OR 97882-9608
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20085390361
Date	Jul 7, 2008
Instrument	2008-5390361

Lender

Name	STERLING SAVINGS BANK
Type	Bank
Address	HERMISTON, OR 97838

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 15, 2028

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Feb 10, 2025
Property Address	413 NACHES CT, UMATILLA, OR 97882-9608
Document Number	20250000978
Instrument Date	Jan 31, 2025
Instrument	2025-0000978
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	71323 MORTON DR, PENDLETON, OR 97801-4281

Mortgage

Document Number	20250000979
Date	Feb 10, 2025
Instrument	2025-0000979

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2055

March 2016: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Mar 24, 2016
Property Address	413 NACHES CT, UMATILLA, OR 97882-9608
Document Number	20166410386
Instrument Date	Mar 24, 2016
Instrument	2016-6410386
Transaction Type	Construction Loan
Record Updated	Mar 31, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71480 GATEWAY LN, PENDLETON, OR 97801-9491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71480 GATEWAY LN, PENDLETON, OR 97801-9491
Investor	Possibly a Property Investor

Mortgage

Document Number	20166410387
Date	Mar 24, 2016
Instrument	2016-6410387

Lender

Name	COMMUNITY BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,285.00	$140,810 Land $37,550 Building $103,260	$223,010 Land $63,240 Building $159,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 42% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: Verizon.

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