409 Naches Ct, Umatilla, OR 97882 Property Records

Umatilla County property record for 409 Naches Ct, Umatilla, OR 97882

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1997
Lot Size	0.222 acres (9,694 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (May 2006)
Tax Bill	$2,165 (2023)
Deeds & Mortgages	Dec 2010 Mortgage May 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5N2814BD02700`

Property Details

APN / Parcel Number

Primary APN	`5N2814BD02700`
Alternative APNs	`116095.00` `116095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Finished Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1997
Exterior Material	Wood
Lot Area	9,694 sqft (0.222 acres)
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces
Fence	Fence
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	116095
Old Parcel Number	116095.00
Street Address	409 NACHES CT
City	UMATILLA
State	OR
Zip	97882-9608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SEC/TWN/RNG/MER:SEC 14 TWN 05N RNG 28
Legal Range	28E
Legal Township	05N
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	SE
Legal Subdivision	MCNARY TOWNSITE DIV 07
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1041
Census Tract	950800

Owner

Source: Umatilla County records, as of March 4, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 NACHES CT, UMATILLA, OR 97882-9608
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2010	Deed of Trust, Mortgage · Conventional Mortgage BANNER BANK
May 5, 2006	Warranty Deed, Transfer · Conventional Mortgage MANN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2006 · Amount on Record
Deed Sale	May 5, 2006 · Amount on Record
Deed Document Number	2006-5000335
Record Updated	Jun 7, 2026

December 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	409 NACHES CT, UMATILLA, OR 97882-9608
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	20105730421
Date	Dec 17, 2010
Instrument	2010-5730421

Lender

Name	BANNER BANK
Type	Bank
Address	WALLA WALLA, WA 99362

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2026

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	May 5, 2006
Property Address	409 NACHES CT, UMATILLA, OR 97882-9608
Document Number	20065000335
Instrument Date	May 3, 2006
Instrument	2006-5000335
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 DRIFTWOOD CT, UMATILLA, OR 97882-9686

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 DRIFTWOOD CT, UMATILLA, OR 97882-9686
Investor	Possibly a Property Investor

Mortgage

Document Number	20065000336
Date	May 5, 2006
Instrument	2006-5000336

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Umatilla County assessment roll, as of September 30, 2023

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Municipality	Umatilla City
Unified School District	Umatilla School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,165.00	$133,430 Land $37,320 Building $96,110	$213,160 Land $63,240 Building $149,920

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 42% of Oregon
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UMATILLA serves 8,256 people · EPA ID OR4100914
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Mountain Net Cable · Fixed Wireless	300 / 30

May also be available: Verizon.

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