413 N Locust Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 413 N Locust Ave, Sioux Falls, SD 57103

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,276 sqft · built 1985
Lot Size	0.289 acres (12,602 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Jun 2022)
Tax Bill	$4,520 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-14-329-020-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-14-329-020-000`
Alternative APN	`56419`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Finished Area
1st Floor Area	1,276 sqft
Basement Area	1,232 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,602 sqft (0.289 acres)
Lot Dimensions	150 ft deep x 84 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Deck Area	120 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	56419
Street Address	413 N LOCUST AVE
City	SIOUX FALLS
State	SD
Zip	57103-1189
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(EX H-1) 1A BLOCK 1 GARDEN ESTATES ADDN TO SIOUX FALLS
Legal Subdivision	GARDEN ESTATES ADDN
Legal Block	1
Legal Lot Number	1A
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1002
Census Tract	405

Owner

413 N Locust Ave is owned and occupied by an individual who acquired it in July 2023.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	413 N LOCUST AVE, SIOUX FALLS, SD 57103-1189
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2022 · Amount on File
Deed Sale	Jun 10, 2022 · Amount on File
Deed Book / Page	614-D / 123
Last Transfer Date	Jul 29, 2023
Transfer Doc	0621000287
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 10, 2022
Property Address	413 N LOCUST AVE, SIOUX FALLS, SD 57103-1189
Document Number	614DEED/123
Book / Page	614 DEED / 123
Instrument Date	Jun 3, 2022
Transaction Type	Transfer
Record Updated	Jul 20, 2022
Title Company	NOT AVAILABLE, FDT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	500 N BRYAN RD RDJ 9, 500, MISSION, TX 78572-9300

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 N LOCUST AVE, SIOUX FALLS, SD 57103-1189

Mortgage

Document Number	1954MTG152
Date	Jun 10, 2022
Instrument	1954 MTG/152

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 413 N Locust Ave was $4,520.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,400 (+7.07%) Land $35,100 Building $254,300	$289,400 Land $35,100 Building $254,300
2025	$4,520.00	$270,300 (-9.99%) Land $35,100 Building $235,200
2024	$4,520.00	$300,300 Land $35,100 Building $265,200
2022	$3,486.00	$228,900 Land $35,100 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 N Locust Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 N Locust Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 93% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Bluepeak, CenturyLink, Verizon.

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