Minnehaha County property record for 313 N Locust Ave, Sioux Falls, SD 57103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 954 sqft · built 1988 |
| Lot Size | 0.227 acres (9,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $313,000 (Sep 2022) |
| Tax Bill | $3,604 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-22-14-329-025-000 |
| Primary APN | 01-22-14-329-025-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Building Area | 954 sqft Finished Area |
| 1st Floor Area | 954 sqft |
| Basement Area | 954 sqft |
| Finished Basement | 830 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,901 sqft (0.227 acres) |
| Lot Dimensions | 150 ft deep x 66 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 120 sqft |
| Patio Area | 288 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 56424 |
|---|---|
| Street Address | 313 N LOCUST AVE |
| City | SIOUX FALLS |
| State | SD |
| Zip | 57103-1191 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6A BLOCK 1 GARDEN ESTATES ADDN TO SIOUX FALLS |
| Legal Subdivision | GARDEN ESTATES ADDN |
| Legal Block | 1 |
| Legal Lot Number | 6A |
| Jurisdiction | MINNEHAHA SD |
| Township / Civil Division | SIOUX FALLS |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 405 |
313 N Locust Ave is owned and occupied by an individual who bought it in September 2022.
Source: Minnehaha County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 313 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 21, 2020 | Deed of Trust, Mortgage · VA Mortgage FIRST BANK & TRUST |
| Sep 4, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST |
| Sep 25, 2018 | Warranty Deed, Transfer · VA Mortgage FIRST BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on File |
| Deed Sale | Sep 2, 2022 · Amount on File |
| Prior Sale | Sep 25, 2018 · Amount on File |
| Deed Book / Page | 615-D / 957 |
| Prior Transfer Date | Dec 5, 2011 |
| Prior Transfer Doc | 000540/625 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Sep 2, 2022 |
| Property Address | 313 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Document Number | 615DEED/957 |
| Book / Page | 615 DEED / 957 |
| Instrument Date | Aug 31, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $313.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Investor | Possibly a Property Investor |
| Document Number | 1958MTG851 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | 1958 MTG/851 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 313 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 1876MTG/0335 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 1876 MTG/0335 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57108 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Property Address | 313 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 1846MTG/585 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 1846 MTG/585 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MINNEHAHA SD |
| Recording Date | Sep 25, 2018 |
| Property Address | 313 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Document Number | 585DEED/0450 |
| Book / Page | 585 DEED / 0450 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $210.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1413 S FERNWOOD AVE, 1413, BRANDON, SD 57005-2154 |
| Name | Verified Name |
|---|---|
| Address | 313 N LOCUST AVE, SIOUX FALLS, SD 57103-1191 |
| Document Number | 1847MTG805 |
|---|---|
| Date | Sep 25, 2018 |
| Instrument | 1847 MTG/805 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 313 N Locust Ave was $3,604.
Source: Minnehaha County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Minnehaha County |
| Municipality | Sioux Falls City |
| Unified School District | Sioux Falls School District 49-5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $280,876 (+5.99%) Land $29,670 Building $251,206 | $280,876 Land $29,670 Building $251,206 | |
| 2025 | $3,604.00 | $265,000 (-2.93%) Land $30,000 Building $235,000 | |
| 2024 | $3,604.00 | $273,000 Land $30,000 Building $243,000 | |
| 2022 | $3,235.00 | $214,100 Land $30,000 Building $184,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 313 N Locust Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 2, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 313 N Locust Ave is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIOUX FALLS serves 216,462 people · EPA ID SD4600294 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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