413 N Centennial, Cobden, IL 62920 Property Records

Union County property record for 413 N Centennial, Cobden, IL 62920

Property Summary

Property Type	Single Family Home
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Last Sale	$20,000 (Oct 2020)
Tax Bill	$398 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-00-10-292`

Property Details

APN / Parcel Number

Primary APN	`14-00-10-292`
Alternative APN	`04-30-252-003`

Exterior

Lot Area	174,240 sqft (4 acres)

Location & Zoning

Street Address	413 N CENTENNIAL
City	COBDEN
State	IL
Zip	62920-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 ALLIE MILLER'S ADD.
Legal Subdivision	ALLIE MILLER'S ADD
Legal Lot Number	4
Jurisdiction	UNION IL
Township / Civil Division	COBDEN DISTRICT 2
Census Block Group	2
Census Block	2043
Census Tract	950100

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 N CENTENNIAL, COBDEN, IL 62920-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2020 · Amount on Record
Deed Sale	Oct 19, 2020 · Amount on Record
Deed Document Number	20201955
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IL
Recording Date	Oct 19, 2020
Property Address	413 N CENTENNIAL, COBDEN, IL 62920-2122
Document Number	2020R1955
Instrument Date	Oct 15, 2020
Instrument	2020R1955
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 N CENTENNIAL, COBDEN, IL 62920-2122

Mortgage

Document Number	2020R1956
Date	Oct 19, 2020
Instrument	2020R1956

Lender

Name	ANNA-JONESBORO NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2045

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Oct 15, 2023
Change Frequency	3 Years
Min Rate At Change	3.25%
Max Rate At Change	4.75%
Index	Other
Max Rate	9.25%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Cobden Village
County	Union County
Unified School District	Cobden School Unit District 17 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$398.00 (+38.19%)	$13,010 (+24.33%) Land $1,850 Building $11,160	$39,030 (+24.33%) Land $5,550 Building $33,480
2022	$288.00 Homeowner's exemption	$10,464 Land $1,489 Building $8,975	$31,392 Land $4,467 Building $26,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COBDEN serves 1,267 people · EPA ID IL1810150
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: BLIP Networks, ClearWave.

Nearby Properties on N Centennial

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures