Union County property record for 407 N Centennial, Cobden, IL 62920
| Property Type | Single Family Home |
|---|---|
| Lot Size | 8 acres (348,480 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $45,000 (Dec 2019) |
| Tax Bill | $805 (2025) |
| Deeds & Mortgages | Dec 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00-10-296 |
| Primary APN | 14-00-10-296 |
|---|---|
| Alternative APN |
|
| Lot Area | 348,480 sqft (8 acres) |
|---|
| Street Address | 407 N CENTENNIAL |
|---|---|
| City | COBDEN |
| State | IL |
| Zip | 62920-2122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 ALLIE MILLER'S ADD. |
| Legal Subdivision | ALLIE MILLER'S ADD |
| Legal Lot Number | 8 |
| Jurisdiction | UNION IL |
| Township / Civil Division | COBDEN DISTRICT 2 |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 950100 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 407 N CENTENNIAL, COBDEN, IL 62920-2122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2019 · Amount on Record |
| Deed Sale | Dec 13, 2019 · Amount on Record |
| Deed Document Number | 20192074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION IL |
| Recording Date | Dec 13, 2019 |
| Property Address | 407 N CENTENNIAL, COBDEN, IL 62920-2122 |
| Document Number | 02019R2074 |
| Map Reference | MB 1 PG 229 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2019R2074 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $67.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 407 N CENTENNIAL, COBDEN, IL 62920-2122 |
| Document Number | 02019R2075 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 2019R2075 |
| Name | ANNA STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 13, 2039 |
| Rate | 4.7% |
|---|
Source: Union County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Cobden Village |
| County | Union County |
| Unified School District | Cobden School Unit District 17 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $805.00 (+21.6%) | $20,170 (+24.25%) Land $2,760 Building $17,410 | $60,510 (+24.25%) Land $8,280 Building $52,230 |
| 2022 | $662.00 Homeowner's exemption | $16,234 Land $2,222 Building $14,012 | $48,702 Land $6,666 Building $42,036 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 2, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COBDEN serves 1,267 people · EPA ID IL1810150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: BLIP Networks, ClearWave.
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