413 N 4th Ave, Chenoa, IL 61726 Property Records

McLean County property record for 413 N 4th Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,040 sqft · built 2000
Lot Size	0.44 acres (19,166 sqft)
Owner	2 Individual Names on Record
Last Sale	$45,000 (Jan 2017)
Tax Bill	$2,575 (2024)
Deeds & Mortgages	Dec 2025 Line of Credit Dec 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-159-013`

Property Details

APN / Parcel Number

Primary APN	`03-01-159-013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	2,040 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	19,166 sqft (0.44 acres)
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	413 N 4TH AVE
City	CHENOA
State	IL
Zip	61726-1505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 1 ,2 & N20 LOT 3 BLK 5 MCMAHAN &CO ADD TO CHENOA
Legal Subdivision	MCMAHAN &CO ADD
Legal Block	5
Legal Lot Number	1,2,3
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1004
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 N 4TH AVE, CHENOA, IL 61726-1505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2025	Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK & TRUST CO
Dec 21, 2020	Deed of Trust, Mortgage · Line of Credit IROQUOIS FSLA
Sep 17, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jan 6, 2017	Warranty Deed, Transfer FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Prior Sale	Mar 12, 2015 · Amount on Record
Deed Document Number	2017333
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	413 N 4TH AVE, CHENOA, IL 61726-1505
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500017544
Date	Dec 5, 2025
Instrument	2025-00017544

Lender

Name	HEARTLAND BANK & TRUST CO
Type	Bank
Address	CHENOA, IL 61726

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Margin	7
Max Rate	18%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	413 N 4TH AVE, CHENOA, IL 61726-1505
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	MCLEAN COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000028004
Date	Dec 21, 2020
Instrument	2020-00028004

Lender

Name	IROQUOIS FSLA
Type	Bank
Address	CLIFTON, IL 60927

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	413 N 4TH AVE, CHENOA, IL 61726-1505
Transaction Type	Mortgage
Record Updated	Aug 5, 2022
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800015225
Date	Sep 17, 2018
Instrument	2018-00015225

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 20, 2048

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jan 6, 2017
Property Address	413 N 4TH AVE, CHENOA, IL 61726-1505
Document Number	201700000333
Instrument Date	Dec 22, 2016
Instrument	2017-00000333
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount Recorded
Tax	$67.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 N 4TH AVE, CHENOA, IL 61726-1505

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,892 (+20.69%) Land $8,281 Building $46,611	$164,676 (+20.69%) Land $24,843 Building $139,833
2024	$2,575.00 (-1.04%)
2023	$2,602.00	$45,480 Land $6,861 Building $38,619	$136,440 Land $20,583 Building $115,857

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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