402 N 4th Ave, Chenoa, IL 61726 Property Records

McLean County property record for 402 N 4th Ave, Chenoa, IL 61726

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,387 sqft · built 2004
Lot Size	0.432 acres (18,812 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Sep 2023)
Tax Bill	$4,891 (2024)
Deeds & Mortgages	Sep 2023 Sale & Line of Credit Jun 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-01-178-009`

Property Details

APN / Parcel Number

Primary APN	`03-01-178-009`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,387 sqft Living Area
1st Floor Area	2,387 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,812 sqft (0.432 acres)
Garage Type	Detached
Deck Area	338 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	402 N 4TH AVE
City	CHENOA
State	IL
Zip	61726-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BARRETT SUB LOT 11
Legal Subdivision	BARRETT SUB
Legal Lot Number	11
Jurisdiction	MCLEAN IL
Township / Civil Division	CHENOA
Census Block Group	1
Census Block	1003
Census Tract	5700

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	402 N 4TH AVE, CHENOA, IL 61726-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF FORREST
Jun 30, 2018	Deed of Trust, Mortgage · ARM CEFCU
Jun 8, 2018	Warranty Deed, Transfer · ARM CEFCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Jun 8, 2018 · Amount on Record
Deed Document Number	202313344
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 29, 2023
Property Address	402 N 4TH AVE, CHENOA, IL 61726-1506
Document Number	202300013344
Map Reference	DOC 2003-00035030
Instrument Date	Sep 21, 2023
Instrument	2023-00013344
Transaction Type	Transfer
Record Updated	Oct 12, 2023
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	402 N 4TH AVE, CHENOA, IL 61726-1506

Mortgage

Document Number	202300013345
Date	Sep 29, 2023
Instrument	2023-00013345

Lender

Name	FIRST STATE BANK OF FORREST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	63 Months
Due	Dec 1, 2028

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	402 N 4TH AVE, CHENOA, IL 61726-1506
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800010528
Date	Jun 30, 2018
Instrument	2018-00010528

Lender

Name	CEFCU
Type	Credit Union
Address	PEORIA, IL 61656

Agreement

Type	ARM
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jun 8, 2018
Property Address	402 N 4TH AVE, CHENOA, IL 61726-1506
Document Number	201800008883
Map Reference	DOC2003-35030
Instrument Date	May 25, 2018
Instrument	2018-00008883
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	402 N 4TH AVE, CHENOA, IL 61726-1506

Mortgage

Document Number	201800008884
Date	Jun 8, 2018
Instrument	2018-00008884

Lender

Name	CEFCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Jun 1, 2019
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Max Rate	8.5%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Chenoa Township
Municipality	Chenoa City
Unified School District	Prairie Central Community Unit School District 8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$64,185 (+43.78%) Land $8,008 Building $56,177	$192,555 (+43.78%) Land $24,024 Building $168,531
2024	$4,891.00 (+52.65%)
2023	$3,204.00 (-7.18%)	$44,640 (+6.78%) Land $6,635 Building $38,005	$133,920 (+6.78%) Land $19,905 Building $114,015
2022	$3,452.00	$41,806 Land $6,214 Building $35,592	$125,418 Land $18,642 Building $106,776

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 1986 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHENOA serves 1,800 people · EPA ID IL1130300
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2023
Treatment and Procedure	Corrosion control Apr 2023 Lead public education Mar 2023 Lead service line replacement Oct 2019
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Conxxus Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Nextlink, Verizon, Watch TV.

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