413 Monterey Dr, Sidney, OH 45365 Property Records

Shelby County property record for 413 Monterey Dr, Sidney, OH 45365

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,520 sqft · built 1965
Lot Size	0.19 acres (8,255 sqft)
Owner	Company Name on Record
Last Sale	$92,500 (May 2002)
Tax Bill	$1,451 (2025)
Deeds & Mortgages	Jan 2026 Second Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-2204353.021`

Property Details

APN / Parcel Number

Primary APN	`01-2204353.021`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	988 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Construction Type	Frame
Roof Material	Shingle
Lot Area	8,255 sqft (0.19 acres)
Lot Dimensions	127 ft deep x 65 ft wide
Garage Type	Basement

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Patio Area	512 sqft
Balcony Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	413 MONTEREY DR
City	SIDNEY
State	OH
Zip	45365-3246
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3049 WHOLE FIELDING HGTS 020-22-04-353-021
Legal Subdivision	FIELDING HEIGHTS SUBDIVISION
Legal Lot Number	3049
Jurisdiction	SHELBY OH
Township / Civil Division	CLINTON
Census Block Group	3
Census Block	3001
Census Tract	972200

Owner

Source: Shelby County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	413 MONTEREY DR, SIDNEY, OH 45365-3246
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AMERISAVE MORTGAGE CORP
Apr 4, 2022	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2002 · Amount on Record
Deed Sale	May 23, 2002 · Amount on Record
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	413 MONTEREY DR, SIDNEY, OH 45365-3246
Transaction Type	Mortgage
Record Updated	Feb 5, 2026
Title Company	2020 TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002330/547
Date	Jan 27, 2026
Book Page	2330/547
Instrument	202600432

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	1200 ALTMORE AVE # 2-300, SANDY SPRINGS, GA 30342

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2036

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY OH
Property Address	413 MONTEREY DR, SIDNEY, OH 45365-3246
Transaction Type	Mortgage
Record Updated	Apr 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02308/1601
Date	Apr 4, 2022
Book Page	2308/1601
Instrument	202201863

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Dec 1, 2046

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Shelby County
County Subdivision	Clinton Township
Municipality	Sidney City
Unified School District	Sidney City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,451.00 (-6.02%)	$44,580 (-) Land $9,140 Building $35,440
2024	$1,544.00 (-1.97%) Homeowner's exemption	$44,580 (+0.25%) Land $9,140 Building $35,440
2023	$1,575.00 (+25.4%) Homeowner's exemption	$44,470 (+42.03%) Land $9,140 Building $35,330	$127,380 (+42.39%) Land $26,110 Building $101,270
2022	$1,256.00 Homeowner's exemption	$31,310 Land $8,210 Building $23,100
2020			$89,460 Land $23,470 Building $65,990

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1990–2013)
Most Recent Claim	Dec 2013 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NKTELCO - Goldstar Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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