Shelby County property record for 409 Monterey Dr, Sidney, OH 45365
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,080 sqft · built 1964 |
| Lot Size | 0.187 acres (8,125 sqft) |
| Owner | Individual Name on File |
| Last Sale | $84,000 (Dec 2014) |
| Tax Bill | $1,478 (2025) |
| Deeds & Mortgages | May 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-2204353.020 |
| Primary APN | 01-2204353.020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 1,080 sqft |
| Unfinished Basement | 1,080 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 8,125 sqft (0.187 acres) |
| Lot Dimensions | 125 ft deep x 65 ft wide |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 30 sqft |
| Patio Area | 105 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 409 MONTEREY DR |
|---|---|
| City | SIDNEY |
| State | OH |
| Zip | 45365-3246 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3048 WHOLE FIELDING HGTS SUB CITY OF SIDNEY 020-22-04-353-020 |
| Legal Subdivision | FIELDING HEIGHTS SUBDIVISION |
| Legal Lot Number | 3048 |
| Jurisdiction | SHELBY OH |
| Township / Civil Division | CLINTON |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 972200 |
409 Monterey Dr is owned and occupied by an individual who bought it in December 2014.
Source: Shelby County records, as of July 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 409 MONTEREY DR, SIDNEY, OH 45365-3246 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2014 · Amount on File |
| Deed Sale | Dec 4, 2014 · Amount on File |
| Prior Sale | Sep 19, 2012 · Amount on File |
| Deed Document Number | 20145596 |
| Deed Book / Page | 1974 / 244 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY OH |
| Property Address | 409 MONTEREY DR, SIDNEY, OH 45365-3246 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2219/284 |
|---|---|
| Date | May 4, 2020 |
| Book Page | 2219/284 |
| Instrument | 202000002361 |
| Name | WESTERN OHIO MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SIDNEY, OH 45365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 409 Monterey Dr was $1,478 with a homeowner's exemption, down 6% from the year before.
Source: Shelby County assessment roll, as of March 24, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Shelby County |
| County Subdivision | Clinton Township |
| Municipality | Sidney City |
| Unified School District | Sidney City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,478.00 (-6.04%) | $45,440 (-) Land $9,050 Building $36,390 | |
| 2024 | $1,573.00 (-2.24%) Homeowner's exemption | $45,440 (-) Land $9,050 Building $36,390 | |
| 2023 | $1,609.00 (+24.92%) Homeowner's exemption | $45,440 (+41.51%) Land $9,050 Building $36,390 | $129,820 Land $25,860 Building $103,960 |
| 2022 | $1,288.00 Homeowner's exemption | $32,110 Land $8,120 Building $23,990 | |
| 2020 | $91,750 Land $23,210 Building $68,540 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 409 Monterey Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1990–2013) |
| Most Recent Claim | Dec 2013 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 409 Monterey Dr, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY CITY PWS serves 20,614 people · EPA ID OH7501214 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NKTELCO - Goldstar Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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