Montgomery County property record for 413 Midsummer Dr, Gaithersburg, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,124 sqft · built 1992 |
| Lot Size | 0.429 acres (18,683 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $289,200 (Nov 1992) |
| Tax Bill | $9,636 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02828110 |
| Primary APN | 09-02828110 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,124 sqft Living Area |
| Gross Area | 3,564 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 780 sqft |
| Finished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,683 sqft (0.429 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02828110 |
|---|---|
| Street Address | 413 MIDSUMMER DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-5225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MXD |
| Legal Description | WASHINGTONIAN WOODS |
| Legal Subdivision | WASHINGTONIAN WOODS |
| Legal Block | J |
| Legal Lot Number | 29 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700828 |
Source: Montgomery County records · APN 09-02828110
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 14, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Sep 06, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU OF MARYLAND INC |
| Jul 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 27, 1992 · Amount on Record |
| Deed Sale | Nov 27, 1992 · Amount on Record |
| Deed Book / Page | 10878 / 35 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 413 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2023 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 413 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Document Number | 0671030227 |
|---|---|
| Date | Jun 14, 2023 |
| Book Page | 67103/227 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 413 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SECU TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0581210175 |
|---|---|
| Date | Sep 06, 2019 |
| Book Page | 58121/175 |
| Name | STATE EMPLOYEES CU OF MARYLAND INC |
|---|---|
| Type | Credit Union |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 413 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PASSPORT TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0601140282 |
|---|---|
| Date | Jul 23, 2020 |
| Book Page | 60114/282 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MC LEAN, VA 22102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $803,000 (+5.81%) Land $266,400 Building $536,600 | $803,000 (-) Land $266,400 Building $536,600 | |
| 2025 | $9,636.00 (+22.46%) | $758,900 (+13.15%) | $803,000 (+19.73%) Land $266,400 Building $536,600 |
| 2023 | $670,700 Land $266,400 Building $404,300 | $670,700 Land $266,400 Building $404,300 | |
| 2022 | $7,869.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings, T-Mobile USA.
Based on FCC filings for 424 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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