Montgomery County property record for 409 Midsummer Dr, Gaithersburg, MD 20878
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,344 sqft · built 1991 |
| Lot Size | 0.326 acres (14,196 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $969,000 (Sep 2025) |
| Tax Bill | $9,935 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02828074 |
| Primary APN | 09-02828074 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 2,784 sqft |
| 1st Floor Area | 1,312 sqft |
| Basement Area | 1 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 14,196 sqft (0.326 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02828074 |
|---|---|
| Street Address | 409 MIDSUMMER DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-5225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MXD |
| Legal Description | WASHINGTONIAN WOODS |
| Legal Subdivision | WASHINGTONIAN WOODS |
| Legal Block | J |
| Legal Lot Number | 27 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700828 |
Source: Montgomery County assessment roll, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 3, 2025 · Amount on Record |
| Deed Sale | Sep 3, 2025 · Amount on Record |
| Prior Sale | Sep 4, 2015 · Amount on Record |
| Deed Book / Page | 69549 / 489 |
| Prior Transfer Date | Dec 29, 2011 |
| Prior Transfer Doc | 0432570043 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | May 4, 2026 |
| Property Address | 409 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Document Number | 7043000103 |
| Book / Page | 70439 / 103 |
| Instrument Date | Apr 27, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 409 MIDSUMMER DR, GAITHERSBURG, MD 20878-5225 |
| Document Number | 7043000103, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 70439/103 |
| Name | CATHAY BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.88% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $774,000 (+5.85%) Land $254,300 Building $519,700 | $774,000 (-) Land $254,300 Building $519,700 | |
| 2025 | $9,935.00 (+6.54%) | $731,200 (+13.26%) | $774,000 (+19.89%) Land $254,300 Building $519,700 |
| 2024 | $9,325.00 (+23.13%) | ||
| 2023 | $645,600 Land $254,300 Building $391,300 | $645,600 Land $254,300 Building $391,300 | |
| 2022 | $7,573.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Radiate Holdings, T-Mobile USA.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures