Hillsdale County property record for 413 Michigan St, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,156 sqft |
| Lot Size | 0.302 acres (13,155 sqft) |
| Owner | Company Name on File |
| Last Sale | $45,000 (Mar 2002) |
| Tax Bill | $1,286 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-075-001-015 |
| Primary APN | 20-075-001-015 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,852 sqft |
| 1st Floor Area | 1,852 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Architectural Style | Ranch |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 13,155 sqft (0.302 acres) |
| Lot Dimensions | 189 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 413 MICHIGAN ST |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9693 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1LDRES |
| Legal Description | W 4 FT LOT 29 & ALL LOT 30 & N 24 FT OF LOT 35 FITZSIMMONS ADD SEC 26 T7S R4W CITY OF READING |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 26 |
| Legal Subdivision | FITZSIMMONS ADD |
| Legal Lot Number | 29,30 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 5 |
| Census Block | 5027 |
| Census Tract | 50400 |
413 Michigan St is owned by a company that bought it in March 2002.
Source: Hillsdale County records, as of August 17, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 22486 BOULDER AVE, EASTPOINTE, MI 48021-2306 |
| Owner Type | Company |
| Vesting | Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2002 · Amount on File |
| Deed Sale | Mar 19, 2002 · Amount on File |
| Prior Sale | May 1, 1998 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Jul 27, 2026 |
| Property Address | 413 MICHIGAN ST, READING, MI 49274-9693 |
| Document Number | 0000624698 |
| Book / Page | 1927 / 307 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 2026624698 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 413 MICHIGAN ST, READING, MI 49274-9693 |
| Document Number | 0000624698, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 1927/307 |
| Instrument | 2026624698 |
| Name | BIPPUS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 25, 2036 |
| Rate | 6.49% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 413 Michigan St was $1,286.
Source: Hillsdale County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| Municipality | Reading City |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,600 | $133,095 Land $9,720 Building $123,375 | |
| 2025 | $1,286.00 | ||
| 2023 | $50,400 | $98,780 Land $8,599 Building $90,181 | |
| 2021 | $1,114.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Michigan St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 413 Michigan St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING serves 1,078 people · EPA ID MI0005620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: DMCI Broadband.
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