1. Home
  2. Michigan
  3. Hillsdale County
  4. Reading
  5. Michigan St

412 Michigan St, Reading, MI 49274 Property Records

Hillsdale County property record for 412 Michigan St, Reading, MI 49274

Property Summary

Property TypeSingle Family Home
Details6 bd · 3 ba · 1,317 sqft
Lot Size0.625 acres (27,225 sqft)
OwnerIndividual Name on Record
Last Sale$50,000 (Apr 2024)
Tax Bill$1,147 (2021)
Deeds & MortgagesFeb 2026 Mortgage
Apr 2024 Sale
Flood ZoneZone X (minimal risk)
APN20-075-001-003

Property Details

APN / Parcel Number

Primary APN20-075-001-003

Interior

Bedrooms6 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,317 sqft Living Area
Gross Area2,423 sqft
Basement Area1,061 sqft

Exterior

Architectural StyleRanch
Exterior MaterialWood Siding
Lot Area27,225 sqft (0.625 acres)
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address412 MICHIGAN ST
CityREADING
StateMI
Zip49274-9693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 2 & 3 TIFA FITZSIMMONS ADD SEC 23 T7S R4W CITY OF READING
Legal SubdivisionFITZSIMMONS ADD
Legal Lot Number2,3
JurisdictionHILLSDALE MI
Township / Civil DivisionREADING
Census Block Group5
Census Block5018
Census Tract50400

Owner

Source: Hillsdale County records, as of April 12, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 W CHERRY ST, READING, MI 49274-9570
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2026Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Apr 2, 2024Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 2, 2024 · Amount on Record
Deed SaleApr 2, 2024 · Amount on Record
Prior SaleSep 17, 2007 · Amount on Record
Deed Document Number0001868464
Deed Book / Page1868 / 464
Record UpdatedJun 7, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSDALE MI
Property Address412 MICHIGAN ST, READING, MI 49274-9693
Transaction TypeMortgage
Record UpdatedMar 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 MICHIGAN ST, READING, MI 49274-9693

Mortgage

Document Number001915/237
DateFeb 18, 2026
Book Page1915/237
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSDALE MI
Recording DateApr 2, 2024
Property Address412 MICHIGAN ST, READING, MI 49274-9693
Document Number001868/464
Book / Page1868 / 464
Map ReferenceLB 67 PG 123
Instrument DateMar 28, 2024
Transaction TypeTransfer
Record UpdatedApr 15, 2024

Transaction

AmountAmount Recorded
Tax$375.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1773 FOUR MILE COVE PKWY, CAPE CORAL, FL 33990-2436

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 W CHERRY ST, READING, MI 49274-9570

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyHillsdale County
MunicipalityReading City
Unified School DistrictReading Community Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$50,300$100,583 Land $9,374 Building $91,209
2021$1,147.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING
serves 1,078 people · EPA ID MI0005620
Water SourceGroundwater
Last State InspectionMay 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable		1,000 / 1,000
Mercury Fiber
Fixed Wireless		150 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: DMCI Broadband.

Nearby Properties on Michigan St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures