413 Merkel Dr, Greer, SC 29651 Property Records

Spartanburg County property record for 413 Merkel Dr, Greer, SC 29651

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,898 sqft · built 2020
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$258,530 (Jun 2020)
Tax Bill	$2,616 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5-3500-06154`

Property Details

APN / Parcel Number

Primary APN	`5-3500-06154`
Alternative APN	`188487`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,898 sqft Living Area
Gross Area	2,551 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Gentle Slope
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	188487
Street Address	413 MERKEL DR
City	GREER
State	SC
Zip	29651-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 122 CREEEKSIDE MANOR PH 2 PB 176-198 PB 177-554
Legal Subdivision	CREEKSIDE MANOR PH 2
Legal Phase	2
Legal Lot Number	122
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	1
Census Block	1031
Census Tract	23405

Owner

413 Merkel Dr is owned and occupied by two individuals who bought it in June 2020.

Source: Spartanburg County records, as of November 24, 2025

Owner of Record	2 Individual Names on File
Mailing Address	413 MERKEL DR, GREER, SC 29651-7324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Jul 7, 2020	Deed of Trust, Mortgage FOUNDERS FCU
Jun 11, 2020	Grant Deed, Subdivision Related Transfer · Line of Credit FOUNDERS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2020 · Amount on File
Deed Sale	Jun 11, 2020 · Amount on File
Deed Document Number	2020-24333
Deed Book / Page	128-D / 438
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	413 MERKEL DR, GREER, SC 29651-7324
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054402
Date	Sep 27, 2021
Book Page	6208/131
Instrument	2021-54402

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Oct 5, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	413 MERKEL DR, GREER, SC 29651-7324
Document Number	0000028572
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MERKEL DR GREER SC 296517324, GREER, SC 29651-7324

Mortgage

Document Number	0000028572
Date	Jul 7, 2020
Book Page	005847/000667
Instrument	28572

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

Interest

Rate Type	Adjustable Rate

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 11, 2020
Property Address	413 MERKEL DR, GREER, SC 29651-7324
Document Number	0000024333
Book / Page	00128D / 000438
Instrument Date	Jun 5, 2020
Instrument	24333
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 14, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$883.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	413 MERKEL DR GREER SC 296517324, GREER, SC 29651-7324

Mortgage

Document Number	24334
Date	Jun 11, 2020
Book Page	005830/000503
Instrument	24334

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2050

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 413 Merkel Dr was $2,616, down 0.5% from the year before.

Source: Spartanburg County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Greer City
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,616.00 (-0.46%)	$10,976 Land $2,259 Building $8,717	$281,800 Land $58,000 Building $223,800
2024	$2,628.00 (+6.22%)
2023	$2,474.00	$10,976 Land $2,259 Building $8,717	$281,800 Land $58,000 Building $223,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 Merkel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Merkel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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