409 Merkel Dr, Greer, SC 29651 Property Records

Spartanburg County property record for 409 Merkel Dr, Greer, SC 29651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,860 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (May 2026)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Apr 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-35-00-061.53`

Property Details

APN / Parcel Number

Primary APN	`5-35-00-061.53`
Alternative APNs	`6150-22-8915.35` `188486`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	2,524 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Terrain	Gentle Slope
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	188486
Street Address	409 MERKEL DR
City	GREER
State	SC
Zip	29651-7324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 121 CREEEKSIDE MANOR PH 2 PB 176-198
Legal Subdivision	CREEEKSIDE MANOR PH 2
Legal Phase	2
Legal Lot Number	121
Jurisdiction	SPARTANBURG SC
Township / Civil Division	REIDVILLE
Census Block Group	1
Census Block	1031
Census Tract	23405

Owner

409 Merkel Dr is owned and occupied by two individuals who bought it in May 2026.

Source: Spartanburg County records, as of June 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	409 MERKEL DR, GREER, SC 29651-7324
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Apr 4, 2023	Deed, Transfer
Jun 30, 2022	Deed, Transfer
Feb 26, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage HOMESIDE FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Apr 4, 2023 · Amount on File
Deed Document Number	202621020
Deed Book / Page	157 / S.331
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	May 7, 2026
Property Address	409 MERKEL DR, GREER, SC 29651-7324
Document Number	0000021020
Book / Page	157 / S.331
Instrument Date	May 6, 2026
Instrument	2026.21020
Transaction Type	Transfer
Record Updated	May 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,093.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	409 MERKEL DR, GREER, SC 29651-7324
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021021,
Date	May 7, 2026
Book Page	7223/611
Instrument	2026.21021

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Apr 4, 2023
Property Address	409 MERKEL DR, GREER, SC 29651-7324
Document Number	0000012707
Book / Page	141-K / 584
Map Reference	MB 176 PG 198
Instrument Date	Mar 30, 2023
Instrument	2023-12707
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$884.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 MERKEL DR, GREER, SC 29651-7324

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Jun 30, 2022
Property Address	409 MERKEL DR, GREER, SC 29651-7324
Document Number	0000034212
Book / Page	137-W / 959
Map Reference	MB 176 PG 198
Instrument Date	Jun 27, 2022
Instrument	2022-34212
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Tax	$832.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 MERKEL DR, GREER, SC 29651-7324

February 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Feb 26, 2020
Property Address	409 MERKEL DR, GREER, SC 29651-7324
Document Number	0000008448
Book / Page	00127A / 000920
Instrument Date	Feb 24, 2020
Instrument	8448
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 17, 2020
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	409 MERKEL DR GREER SC 296517324, GREER, SC 29651-7324

Mortgage

Document Number	8449
Date	Feb 26, 2020
Book Page	005764/000670
Instrument	8449

Lender

Name	HOMESIDE FIN'L
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 409 Merkel Dr was $3,174, down 0.5% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Greer City
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (-0.53%)	$13,600 Land $2,320 Building $11,280	$340,000 Land $58,000 Building $282,000
2024	$3,191.00 (+12.36%)
2023	$2,840.00	$12,800 Land $2,320 Building $10,480	$320,000 Land $58,000 Building $262,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 409 Merkel Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 409 Merkel Dr is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 78% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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