413 Main St S, Saint Michael, MN 55376 Property Records

Wright County property record for 413 Main St S, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,474 sqft · built 1920
Lot Size	0.388 acres (16,934 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jan 2017)
Tax Bill	$2,776 (2026)
Deeds & Mortgages	Oct 2023 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-015-005125`

Property Details

APN / Parcel Number

Primary APN	`114-015-005125`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,474 sqft Living Area
1st Floor Area	1,064 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1966
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,934 sqft (0.388 acres)
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces
Deck Area	192 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	413 MAIN ST S
City	SAINT MICHAEL
State	MN
Zip	55376-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 KILIANS ADDN LOT-012 BLOCK-005 TH PT OF LT12 BLK5 COM AT NE COR TH S0D5300W ALG E LN OF LT12 142.40
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	KILIANS ADDN
Legal Block	5,5
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1009
Census Tract	100803

Owner

413 Main St S is owned and occupied by an individual who bought it in January 2017.

Source: Wright County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	413 MAIN ST S, SAINT MICHAEL, MN 55376-9775
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT
Jan 18, 2017	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 18, 2017 · Amount on File
Deed Sale	Jan 18, 2017 · Amount on File
Prior Sale	Dec 12, 2002 · Amount on File
Deed Document Number	20171334812
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	413 MAIN ST S, SAINT MICHAEL, MN 55376-9775
Transaction Type	Mortgage
Record Updated	Nov 21, 2023
Title Company	QUALITY ABSTRACT, QUALITY ABSTRACT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1540417
Date	Oct 12, 2023
Instrument	A1540417

Lender

Name	CENTER FOR ENERGY & ENVIRONMENT
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Sep 28, 2043

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Jan 18, 2017
Property Address	413 MAIN ST S, SAINT MICHAEL, MN 55376-9775
Document Number	0001334812
Instrument Date	Jan 12, 2017
Instrument	1334812
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$544.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 MAIN ST S ST MICHAEL MN 553769775, ST MICHAEL, MN 55376-9775

Mortgage

Document Number	1334813
Date	Jan 18, 2017
Instrument	1334813

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 413 Main St S was $2,776.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,776.00	$270,800 (+6.24%) Land $102,000 Building $168,800	$270,800 (+6.24%) Land $102,000 Building $168,800
2025		$254,900 Land $92,000 Building $162,900	$254,900 Land $92,000 Building $162,900
2023	$2,298.00 (+18.58%)	$221,400 Land $105,900 Building $115,500	$221,400 Land $105,900 Building $115,500
2022	$1,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Main St S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 Main St S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, GigFire.

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