409 Main St S, Saint Michael, MN 55376 Property Records

Wright County property record for 409 Main St S, Saint Michael, MN 55376

Property Summary

Property Type	Vacant Land
Lot Size	0.014 acres (610 sqft)
Owner	Individual Name on Record
Last Sale	$317,000 (Sep 2026)
Tax Bill	$5 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`114-015-005122`

Property Details

APN / Parcel Number

Primary APN	`114-015-005122`

Exterior

Lot Area	610 sqft (0.014 acres)

Location & Zoning

Street Address	409 MAIN ST S
City	SAINT MICHAEL
State	MN
Zip	55376-9775
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	SECT-14 TWP-120 RANGE-024 KILIANS ADDN LOT-012 BLOCK-005 N4FT OF E150FT OF LOT 12 BLK5 FT OF E150FT OF LOT 12 BLK5
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	KILIANS ADDN
Legal Block	5,5
Legal Lot Number	12
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1009
Census Tract	100803

Owner

Source: Wright County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	409 MAIN ST S, SAINT MICHAEL, MN 55376-9775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Nov 1, 2004 · Amount on Record
Deed Document Number	20261612893
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Sep 23, 2026
Property Address	409 MAIN ST S, SAINT MICHAEL, MN 55376-9775
Document Number	0001612893
Instrument Date	Sep 21, 2026
Instrument	20261612893
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	MN RIV TITLE, MN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105,656.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	409 MAIN ST S, SAINT MICHAEL, MN 55376-9775

Mortgage

Document Number	0001612893,
Date	Sep 23, 2026
Instrument	20261612893

Lender

Name	MN CAPITAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$800 (-) Land $800	$800 (-) Land $800
2025	$5.00 (-5%)
2023		$800 Land $800	$800 Land $800
2022	$10.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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