Passaic County and Passaic City property record for 413 Howe Ave, Passaic, NJ 07055
| Property Type | Single Family Home |
|---|---|
| Details | 1,436 sqft · built 1900 |
| Lot Size | 0.057 acres (2,465 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (May 2007) |
| Tax Bill | $9,483 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Dec 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03280-01-00063 |
| Primary APN | 07-03280-01-00063 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,436 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 2,465 sqft (0.057 acres) |
| Lot Dimensions | 88 ft deep x 28 ft wide |
| Old Parcel Number | 0703280A00063 |
|---|---|
| Street Address | 413 HOWE AVE |
| City | PASSAIC |
| State | NJ |
| Zip | 07055-1935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Block | 3280 |
| Legal Lot Number | 63 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 175604 |
Source: Passaic County and Passaic City records, as of July 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 413 HOWE AVE, PASSAIC, NJ 07055-1935 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Dec 3, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 9, 2007 · Amount on Record |
| Deed Sale | May 9, 2007 · Amount on Record |
| Deed Book / Page | 1432 / 142 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 413 HOWE AVE, PASSAIC, NJ 07055-1935 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Name | Verified Name |
|---|---|
| Address | 413 HOWE AVE, PASSAIC, NJ 07055-1935 |
| Document Number | 0000000039 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | M19731/1 |
| Instrument | 2026000039 |
| Name | COASTAL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | CAMPBELL, CA 95008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 413 HOWE AVE, PASSAIC, NJ 07055-1935 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Title Company | SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY |
| Name | Verified Name |
|---|
| Document Number | 0000075333 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | M17640/87 |
| Instrument | 2021075333 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 22, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $222,700 (-) Land $82,200 Building $140,500 | $222,700 (-) Land $82,200 Building $140,500 | |
| 2025 | $9,483.00 (+3.29%) | $222,700 (-) Land $82,200 Building $140,500 | $222,700 (-) Land $82,200 Building $140,500 |
| 2024 | $9,181.00 (+6.15%) | ||
| 2023 | $222,700 Land $82,200 Building $140,500 | $222,700 Land $82,200 Building $140,500 | |
| 2022 | $8,649.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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