Passaic County and Passaic City property record for 412 Howe Ave, Passaic, NJ 07055
| Property Type | Duplex |
|---|---|
| Details | 2,517 sqft · built 1930 |
| Lot Size | 0.115 acres (5,001 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (May 2021) |
| Tax Bill | $13,856 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Jul 2020 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-03279-0000-00020 |
| Primary APN | 07-03279-0000-00020 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,517 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 5,001 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Street Address | 412 HOWE AVE |
|---|---|
| City | PASSAIC |
| State | NJ |
| Zip | 07055-1934 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R-3 |
| Legal Description | ADDITIONAL LOTS: CIVIL ACTION |
| Legal Block | 3279 |
| Legal Lot Number | 20 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | PASSAIC |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 175604 |
Source: Passaic County and Passaic City records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 412 HOWE AVE, PASSAIC, NJ 07055-1934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Bargain and Sale Deed, Transfer · FHA Mortgage NATIONS LENDING CORP |
| Jul 13, 2020 | Grant Deed, Transfer · Construction Mortgage VERONICA YEARBY |
| Jun 26, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2021 · Amount on Record |
| Deed Sale | May 12, 2021 · Amount on Record |
| Prior Sale | Jul 13, 2020 · Amount on Record |
| Deed Document Number | 202132308 |
| Deed Book / Page | 4035 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | May 12, 2021 |
| Property Address | 412 HOWE AVE, PASSAIC, NJ 07055-1934 |
| Document Number | 0000032308 |
| Book / Page | D4035 / 226 |
| Instrument Date | May 10, 2021 |
| Instrument | 2021032308 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | HAMPTONS TITLE AGENCY INC, CHAMPION TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,290.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 820 RIVERSIDE AVE, 820, LYNDHURST, NJ 07071-3274 |
| Name | Verified Name |
|---|---|
| Address | 412 HOWE AVE, PASSAIC, NJ 07055-1934 |
| Document Number | 0000032309 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 2021032309 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jul 13, 2020 |
| Property Address | 412 HOWE AVE, PASSAIC, NJ 07055-1934 |
| Document Number | 0000030806 |
| Book / Page | 003826 / 000139 |
| Instrument Date | Jul 6, 2020 |
| Instrument | 30806 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2020 |
| Title Company | CHAMPION TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 412 HOWE AVE PASSAIC NJ 07055, PASSAIC, NJ 07055 |
| Document Number | 30807 |
|---|---|
| Date | Jul 13, 2020 |
| Book Page | 016264/000039 |
| Instrument | 30807 |
| Name | VERONICA YEARBY |
|---|---|
| Address | 77 JEFFERSON PL, TOTOWA, NJ 07512-2614 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 12, 2021 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jun 26, 2018 |
| Property Address | 412 HOWE AVE, PASSAIC, NJ 07055-1934 |
| Document Number | 0000028167 |
| Book / Page | 003339 / 000189 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 28167 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 620 MARKET ST ONE CENTER SQ KNOXVILLE TN 37902, KNOXVILLE, TN 37902 |
Source: Passaic County and Passaic City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Passaic City |
| Unified School District | Passaic City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,400 (-) Land $95,000 Building $255,400 | $325,400 (-) Land $95,000 Building $255,400 | |
| 2025 | $13,856.00 (+3.28%) | $325,400 (-) Land $95,000 Building $255,400 | $325,400 (-7.13%) Land $95,000 Building $255,400 |
| 2024 | $13,416.00 (+6.16%) | ||
| 2023 | $325,400 (+18.8%) | $350,400 (+27.93%) Land $95,000 Building $255,400 | |
| 2022 | $12,638.00 | $273,900 Land $95,000 Building $178,900 | $273,900 Land $95,000 Building $178,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2021–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002 |
|---|---|
| Water Source | Surface water |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2021 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures