Gaston County property record for 413 Ferrell Ave, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 780 sqft · built 1942 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Mar 2023) |
| Tax Bill | $2,039 (2026) |
| Deeds & Mortgages | Apr 2023 Transfer Mar 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04008 00900 |
| Primary APN | 04008 00900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 780 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Porch | Porch |
| Porch Area | 25 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 413 FERRELL AVE |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | D W WRIGHT L 187-189 04 008 009 00 000 |
| Legal Subdivision | D W WRIGHT PROPERTY |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 32404 |
413 Ferrell Ave is owned by a company that acquired it in April 2023.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 647 TENNYSON DR, CHARLOTTE, NC 28208-2909 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2023 | Intrafamily Transfer, Transfer |
| Mar 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage T2 FINANCIAL LLC |
| Dec 18, 2020 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Mar 6, 2020 | Warranty Deed, Transfer · Conventional Mortgage LOCAL GOVERNMENT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2023 · Amount on File |
| Deed Sale | Mar 10, 2023 · Amount on File |
| Prior Sale | Dec 18, 2020 · Amount on File |
| Deed Book / Page | 5396 / 2385 |
| Last Transfer Date | Apr 13, 2023 |
| Transfer Doc | 0054040212 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Apr 13, 2023 |
| Property Address | 413 FERRELL AVE, BELMONT, NC 28012-3639 |
| Document Number | 0054040212 |
| Book / Page | 5404 / 212 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Apr 13, 2023 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 647 TENNYSON DR, CHARLOTTE, NC 28208-2909 |
| Name | Verified Name |
|---|---|
| Address | 647 TENNYSON DR, CHARLOTTE, NC 28208-2909 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 10, 2023 |
| Property Address | 413 FERRELL AVE, BELMONT, NC 28012-3639 |
| Document Number | 0053962385 |
| Book / Page | 5396 / 2385 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Mar 9, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2221 LEXINGTON ST, BELMONT, NC 28012-3185 |
| Name | Verified Name |
|---|
| Document Number | 0053962388 |
|---|---|
| Date | Mar 10, 2023 |
| Instrument | 5396/2388 |
| Name | T2 FINANCIAL LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 18, 2020 |
| Property Address | 413 FERRELL AVE, BELMONT, NC 28012-3639 |
| Document Number | 0051832492 |
| Book / Page | 5183 / 2492 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Dec 18, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6927 PENNYROYAL WAY, 6927, CHARLOTTE, NC 28216-1599 |
| Name | Verified Name |
|---|
| Document Number | 0051832495 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 5183/2495 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 413 FERRELL AVE, BELMONT, NC 28012-3639 |
| Document Number | 0051060697 |
| Book / Page | 5106 / 697 |
| Map Reference | MB 7 PG 11 |
| Instrument Date | Mar 6, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $280.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1014 BOBBIN LN, 1014, BELMONT, NC 28012-3779 |
| Name | Verified Name |
|---|---|
| Address | 615 DALE AVE, CHARLOTTE, NC 28216-2569 |
| Document Number | 51060700 |
|---|---|
| Date | Mar 6, 2020 |
| Instrument | 5106/0700 |
| Name | LOCAL GOVERNMENT FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Change Frequency | 5 Years |
| Min Rate At Change | 4.25% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 413 Ferrell Ave was $2,039.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,039.00 | $193,510 (-) Land $33,000 Building $160,510 | |
| 2025 | $2,039.00 | $193,510 Land $33,000 Building $160,510 | |
| 2023 | $2,060.00 | $193,510 Land $33,000 Building $160,510 | |
| 2021 | $115,120 Land $30,000 Building $85,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 413 Ferrell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 413 Ferrell Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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