Gaston County property record for 402 Ferrell Ave, Belmont, NC 28012
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,983 sqft · built 2022 |
| Lot Size | 0.79 acres (34,412 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $55,000 (Dec 2021) |
| Tax Bill | $7,001 (2026) |
| Deeds & Mortgages | Jan 2025 Line of Credit Nov 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 305376 |
| Primary APN | 305376 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 2,983 sqft Heated Area |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Conventional |
| Lot Area | 34,412 sqft (0.79 acres) |
| Street Address | 402 FERRELL AVE |
|---|---|
| City | BELMONT |
| State | NC |
| Zip | 28012-3640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN HOME GROUP REALTY LLC TRACT 1 PLAT BOOK 093 PAGE 110 |
| Legal Tract | 1 |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32404 |
402 Ferrell Ave is owned and occupied by two individuals who acquired it in November 2025.
Source: Gaston County records, as of August 31, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 29, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Nov 26, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Nov 20, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC |
| Dec 1, 2021 | Warranty Deed, Transfer |
| Jul 27, 2021 | Warranty Deed, Construction Loan · Construction Mortgage OLD NORTH CAPITAL INVESTMENTS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2021 · Amount on File |
| Deed Sale | Dec 1, 2021 · Amount on File |
| Prior Sale | Jul 27, 2021 · Amount on File |
| Deed Book / Page | 5290 / 2313 |
| Last Transfer Date | Nov 20, 2025 |
| Transfer Doc | 0056030204 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0055331899 |
|---|---|
| Date | Jan 29, 2025 |
| Book Page | 5533/1899 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2055 |
| Change Frequency | Monthly |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 26, 2025 |
| Property Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Document Number | 0056030204 |
| Book / Page | 5603 / 204 |
| Map Reference | MB 93 PG 110 |
| Instrument Date | Nov 20, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Document Number | 0005603206 |
|---|---|
| Date | Nov 26, 2025 |
| Instrument | 5603/206 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Nov 20, 2023 |
| Property Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Document Number | 0054461862 |
| Book / Page | 5446 / 1862 |
| Map Reference | MB 93 PG 110 |
| Instrument Date | Nov 16, 2023 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 E MOREHEAD ST # ST440, ST440, CHARLOTTE, NC 28202-2631 |
| Name | Verified Name |
|---|---|
| Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Document Number | 0054461870 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | 5446/1870 |
| Name | OPEN MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Dec 1, 2021 |
| Property Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Document Number | 0052902313 |
| Book / Page | 5290 / 2313 |
| Map Reference | MB 93 PG 110 |
| Instrument Date | Dec 1, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $110.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 110 LEE ST, BELMONT, NC 28012-3647 |
| Name | Verified Name |
|---|---|
| Address | 110 LEE ST, BELMONT, NC 28012-3647 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jul 27, 2021 |
| Property Address | 402 FERRELL AVE, BELMONT, NC 28012-3640 |
| Document Number | 0052500177 |
| Book / Page | 5250 / 177 |
| Map Reference | MB 93 PG 110 |
| Instrument Date | Jul 26, 2021 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 28, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 110 LEE ST, BELMONT, NC 28012-3647 |
| Document Number | 0005250180 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 5250/180 |
| Name | OLD NORTH CAPITAL INVESTMENTS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 402 Ferrell Ave was $7,001, up 8.4% from the year before.
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Belmont City |
| County | Gaston County |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,001.00 (+8.39%) | $664,260 (+8.39%) Land $33,000 Building $631,260 | |
| 2025 | $6,459.00 | $612,870 Land $33,000 Building $579,870 | |
| 2023 | $3,405.00 | $319,750 Land $33,000 Building $286,750 | |
| 2021 | $30,000 Land $30,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 402 Ferrell Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 402 Ferrell Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BELMONT serves 17,477 people · EPA ID NC0136015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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