413 Emerson Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 413 Emerson Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,384 sqft · built 1959
Lot Size	0.31 acres (13,504 sqft)
Owner	Company Name on File
Tax Bill	$7,265 (2024)
Deeds & Mortgages	Aug 2023 Sale Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-403-002.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-403-002.000-018`
Alternative APN	`1609250403002000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,664 sqft
1st Floor Area	1,384 sqft
Family Room	Family Room

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	413 EMERSON RD
City	CARMEL
State	IN
Zip	46032-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, JOHNSON, LOT 26, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	JOHNSON
Legal Lot Number	26
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	111011

Owner

413 Emerson Rd is owned by a company that acquired it in August 2023 and is owner-occupied.

Source: Hamilton County records, as of April 7, 2026

Owner of Record	Company Name on File
Mailing Address	8250 DEAN RD, INDIANAPOLIS, IN 46240-4907
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2023	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Mar 9, 2023	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Jun 1, 2022	Warranty Deed, Transfer NEAR NORTH TITLE GROUP
Aug 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023
Deed Sale	Aug 7, 2023
Prior Sale	Mar 9, 2023 · Amount on File
Deed Document Number	202330023
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 7, 2023
Property Address	413 EMERSON RD, CARMEL, IN 46032-4201
Document Number	0000030023
Map Reference	MB 2 PG 26-28
Instrument Date	Aug 4, 2023
Instrument	2023030023
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 DEAN RD, INDIANAPOLIS, IN 46240-4907

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Mar 9, 2023
Property Address	413 EMERSON RD, CARMEL, IN 46032-4201
Document Number	0000007452
Map Reference	MB 2 PG 26-28
Instrument Date	Mar 3, 2023
Instrument	2023007452
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	611 EMERSON RD, CARMEL, IN 46032-2024

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Jun 1, 2022
Property Address	413 EMERSON RD, CARMEL, IN 46032-4201
Document Number	0000027139
Instrument Date	Jun 1, 2022
Instrument	2022027139
Transaction Type	Transfer
Record Updated	Mar 5, 2026
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 EMERSON RD, CARMEL, IN 46032-4201

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	413 EMERSON RD, CARMEL, IN 46032-4201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039373
Date	Aug 24, 2018
Instrument	2018039373

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 10, 2033

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,800 (-43.14%) Land $206,800	$206,800 (-43.14%) Land $206,800
2024	$7,265.00 (+41.07%)	$363,700 (+42.35%) Land $206,800 Building $156,900	$363,700 (+42.35%) Land $206,800 Building $156,900
2023	$5,150.00 (+40.29%)	$255,500 (+41.16%) Land $89,900 Building $165,600	$255,500 (+41.16%) Land $89,900 Building $165,600
2022	$3,671.00 (+109.89%)	$181,000 Land $75,500 Building $105,500	$181,000 Land $75,500 Building $105,500
2021	$1,749.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 413 Emerson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 413 Emerson Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

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