401 Emerson Rd, Carmel, IN 46032 Property Records

Hamilton County property record for 401 Emerson Rd, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 5.5 ba · 4,100 sqft · built 2023
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Aug 2022)
Tax Bill	$26,999 (2024)
Deeds & Mortgages	Aug 2022 Construction Loan Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-09-25-403-001.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-25-403-001.000-018`
Alternative APN	`1609250403001000`

Interior

Bedrooms	3 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	4,100 sqft Living Area
Gross Area	7,616 sqft
1st Floor Area	1,421 sqft
2nd Floor Area	1,351 sqft
Basement Area	2,641 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	117 ft deep x 136 ft wide
Garage Type	Attached
Garage Area	875 sqft
Parking Spaces	3 Parking Spaces
Pool Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	401 EMERSON RD
City	CARMEL
State	IN
Zip	46032-4201
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 25, TOWNSHIP 18, RANGE 3, JOHNSON, LOT 25, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	25
Legal Subdivision	JOHNSON
Legal Lot Number	25
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	111011

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	401 EMERSON RD, CARMEL, IN 46032-4201
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Quit Claim Deed, Transfer · Construction Mortgage THE NATIONAL BANK OF INDIANAPOLIS
Oct 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Oct 14, 2021
Deed Document Number	202240037
Prior Transfer Date	Aug 12, 2022
Prior Transfer Doc	0000040037
Record Updated	Oct 29, 2026

August 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 15, 2022
Property Address	401 EMERSON RD, CARMEL, IN 46032-4201
Document Number	0000040037
Map Reference	MB 2 PG 26-28
Instrument Date	Jul 25, 2022
Instrument	2022040037
Transaction Type	Transfer
Record Updated	Dec 22, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 EMERSON RD, CARMEL, IN 46032-4201

Mortgage

Document Number	0000040038
Date	Aug 15, 2022
Instrument	2022040038

Lender

Name	THE NATIONAL BANK OF INDIANAPOLIS
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jul 25, 2023

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON IN
Recording Date	Oct 14, 2021
Property Address	401 EMERSON RD, CARMEL, IN 46032-4201
Document Number	0000074857
Map Reference	MB 2 PG 26-28
Instrument Date	Oct 14, 2021
Instrument	2021074857
Transaction Type	Transfer
Record Updated	Dec 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8250 DEAN RD, INDIANAPOLIS, IN 46240-4907
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,416,700 (+4.2%) Land $247,300 Building $2,169,400	$2,416,700 (+4.2%) Land $247,300 Building $2,169,400
2024	$26,999.00 (+4,853.94%)	$2,319,200 (+2,391.08%) Land $247,300 Building $2,071,900	$2,319,200 (+2,391.08%) Land $247,300 Building $2,071,900
2023	$545.00 (-86.91%)	$93,100 (-53.87%) Land $93,100	$93,100 (-53.87%) Land $93,100
2022	$4,162.00	$201,800 Land $78,300 Building $123,500	$201,800 Land $78,300 Building $123,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Xfinity.

Nearby Properties on Emerson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures