Simpson County property record for 413 E Washington St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,040 sqft · built 1991 |
| Lot Size | 0.268 acres (11,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Nov 2024) |
| Tax Bill | $1,280 (2025) |
| Deeds & Mortgages | Nov 2024 Sale & Mortgage Jun 2018 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-03-004.00 |
| Primary APN | 014-00-03-004.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Year Built | Built 1991 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,700 sqft (0.268 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Porch | Porch |
| Porch Area | 60 sqft |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 413 E WASHINGTON ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 413 EAST WASHINGTON STREET |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970200 |
Source: Simpson County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2024 | Deed, Transfer · VA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Jun 25, 2018 | Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jun 11, 2018 | Deed of Trust, Mortgage LEXINGTON-FAYETTE URBAN COUNTY GOV |
| Jul 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Jul 20, 2022 | Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY |
| Jun 11, 2018 | Deed, Transfer |
| Jun 11, 2018 | Deed, Transfer · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Document Number | 1229049 |
| Deed Book / Page | D383 / 762 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Nov 15, 2024 |
| Property Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 00D383/762 |
| Book / Page | D383 / 762 |
| Instrument Date | Nov 12, 2024 |
| Instrument | 1229049 |
| Transaction Type | Transfer |
| Record Updated | Feb 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $195.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 540 QUARRY RD, AUBURN, KY 42206-5112 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 0001229053 |
|---|---|
| Date | Nov 15, 2024 |
| Instrument | 1229053 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M446/659 |
|---|---|
| Date | Jun 25, 2018 |
| Book Page | M446/659 |
| Instrument | 1186986 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jul 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M446/207 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | M446/207 |
| Instrument | 1186801 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Jul 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M499/149 |
|---|---|
| Date | Jul 8, 2021 |
| Book Page | M499/149 |
| Instrument | 1203599 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00M521/513 |
|---|---|
| Date | Jul 20, 2022 |
| Book Page | M521/513 |
| Instrument | 1209817 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 121 Months |
| Due | Aug 1, 2032 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 11, 2018 |
| Property Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | D335/67 |
| Book / Page | D335 / 67 |
| Map Reference | DB 274 PG 370 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 1186799 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $90.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 MEADOWLAWN DR, 514, FRANKLIN, KY 42134-1513 |
| Name | Verified Name |
|---|---|
| Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Jun 11, 2018 |
| Property Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 00D335/067 |
| Book / Page | D335 / 067 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 1186799 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 514 MEADOWLAWN DR, 514, FRANKLIN, KY 42134-1513 |
| Name | Verified Name |
|---|---|
| Address | 413 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 0001186800 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 1186800 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
Source: Simpson County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,280.00 (+49.53%) Homeowner's exemption | $195,000 (+111.96%) | $195,000 (+111.96%) |
| 2023 | $856.00 | $92,000 | $92,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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