Simpson County property record for 411 E Washington St, Franklin, KY 42134
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,056 sqft · built 1950 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $182,000 (Dec 2025) |
| Tax Bill | $587 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Sep 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-00-03-005.00 |
| Primary APN | 014-00-03-005.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 100 ft deep x 55 ft wide |
| Driveway | Asphalt Driveway |
| Porch | Slab |
| Porch Area | 60 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 411 E WASHINGTON ST |
|---|---|
| City | FRANKLIN |
| State | KY |
| Zip | 42134-1169 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 411 EAST WASHINGTON STREET |
| Legal Subdivision | ON EAST WASHINGTON ST |
| Jurisdiction | SIMPSON KY |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 970200 |
Source: Simpson County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 889 MCFADIN STATION ST, BOWLING GREEN, KY 42103-8604 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Mar 19, 2024 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 10, 2024 | Deed of Trust, Mortgage · Conventional Mortgage THE GERMAN AMERICAN BANK |
| Dec 3, 2025 | Deed, Transfer · Conventional Mortgage USAA FSB |
| Apr 4, 2023 | Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2025 · Amount on Record |
| Deed Sale | Dec 3, 2025 · Amount on Record |
| Prior Sale | Apr 4, 2023 · Amount on Record |
| Deed Document Number | 20251257867 |
| Deed Book / Page | 391 / 330 |
| Prior Transfer Date | Mar 31, 2023 |
| Prior Transfer Doc | 00D371/511 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 411 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 411 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 00M547/229 |
|---|---|
| Date | Mar 19, 2024 |
| Book Page | M547/229 |
| Instrument | 1222574 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIMPSON KY |
| Property Address | 411 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 411 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 00M555/328 |
|---|---|
| Date | Sep 10, 2024 |
| Book Page | M555/328 |
| Instrument | 1227073 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | JASPER, IN 47546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Dec 3, 2025 |
| Property Address | 411 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 00D391/330 |
| Book / Page | D391 / 330 |
| Instrument Date | Nov 3, 2025 |
| Instrument | 1257867 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | UPLAND TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 727 NORTH ST, FRANKLIN, KY 42134-1031 |
| Name | Verified Name |
|---|---|
| Address | 889 MCFADIN STATION ST, BOWLING GREEN, KY 42103-8604 |
| Document Number | 0001257868 |
|---|---|
| Date | Dec 3, 2025 |
| Instrument | 1257868 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SIMPSON KY |
| Recording Date | Apr 4, 2023 |
| Property Address | 411 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 00D371/511 |
| Book / Page | D371 / 511 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 1214265 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | SUMMIT TITLE COMPANY, SUMMIT TITLE COMPANY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $61.50 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 342 WHITE DOGWOOD DR, BOWLING GREEN, KY 42101-7536 |
| Name | Verified Name |
|---|---|
| Address | 411 E WASHINGTON ST, FRANKLIN, KY 42134-1169 |
| Document Number | 0001214266 |
|---|---|
| Date | Apr 4, 2023 |
| Instrument | 1214266 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
Source: Simpson County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Simpson County |
| Municipality | Franklin City |
| Unified School District | Simpson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $587.00 (-0.84%) | $67,000 (-) | $67,000 (-) |
| 2024 | $592.00 (-4.98%) | $67,000 (-) | $67,000 (-) |
| 2023 | $623.00 | $67,000 | $67,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 17, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982) |
| Most Recent Claim | Sep 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKLIN WATER WORKS serves 31,602 people · EPA ID KY1070144 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Franklin EPB Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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