413 E Spruce St, Jerseyville, IL 62052 Property Records

Jersey County property record for 413 E Spruce St, Jerseyville, IL 62052

Property Summary

Property Type	Single Family Home
Details	960 sqft · built 1999
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$94,000 (Sep 2025)
Tax Bill	$1,895 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-382-004-00`

Property Details

APN / Parcel Number

Primary APN	`04-382-004-00`
Alternative APN	`382-004-00`

Interior

Stories	1 Story
Building Area	960 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	125 ft deep x 69 ft wide

Location & Zoning

Account Number	382-004-00
Street Address	413 E SPRUCE ST
City	JERSEYVILLE
State	IL
Zip	62052-1752
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BURKE'S ADDITION LOT 4 LESS W18' BLK 12. (SEE ALSO 04-791-001-00) 8-20 81K* 1999 1STY/BSMT 960SQ 69X125 LOT
Legal Subdivision	BURKES ADDITION
Legal Block	12
Legal Lot Number	4
Jurisdiction	JERSEY IL
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2029
Census Tract	10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	413 E SPRUCE ST, JERSEYVILLE, IL 62052-1752
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Warranty Deed, Transfer · Stand-Alone First Mortgage 1ST MIDAMERICA CU
Aug 25, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Aug 25, 2020 · Amount on Record
Deed Document Number	2025177902
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Sep 8, 2025
Property Address	413 E SPRUCE ST, JERSEYVILLE, IL 62052-1752
Document Number	202500177902
Instrument Date	Aug 29, 2025
Instrument	202500177902
Transaction Type	Transfer
Record Updated	Oct 7, 2025
Title Company	SERENITY TITLE & ESCROW LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E SPRUCE ST, JERSEYVILLE, IL 62052-1752

Mortgage

Document Number	202500177903
Date	Sep 8, 2025
Instrument	202500177903

Lender

Name	1ST MIDAMERICA CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Aug 25, 2020
Property Address	413 E SPRUCE ST, JERSEYVILLE, IL 62052-1752
Document Number	202000161024
Instrument Date	Aug 21, 2020
Instrument	202000161024
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 S WASHINGTON ST # S, S, BUNKER HILL, IL 62014-1324

Mortgage

Document Number	202000161025
Date	Aug 25, 2020
Instrument	202000161025

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Jersey Township
Municipality	Jerseyville City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,895.00 (-38.31%)	$31,330 (-31.42%) Land $7,525 Building $23,805	$93,990 (-31.42%) Land $22,575 Building $71,415
2024	$3,072.00 (+10.34%) Homeowner's exemption	$45,685 (+14.5%) Land $7,000 Building $38,685	$137,055 (+14.5%) Land $21,000 Building $116,055
2022	$2,784.00 Homeowner's exemption	$39,900 Land $6,110 Building $33,790	$119,700 Land $18,330 Building $101,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-JERSEYVILLE serves 8,412 people · EPA ID IL0830250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grafton Technologies.

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