409 E Spruce St, Jerseyville, IL 62052 Property Records

Jersey County property record for 409 E Spruce St, Jerseyville, IL 62052

Property Summary

Property TypeSingle Family Home
Details1,465 sqft · built 1920
Lot Size0.25 acres (10,875 sqft)
Owner2 Individual Names on Record
Last Sale$75,000 (May 2024)
Tax Bill$1,560 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN04-382-002-50

Property Details

APN / Parcel Number

Primary APN04-382-002-50
Alternative APN
  • 382-002-50

Interior

Stories2 Stories
Building Area1,465 sqft Total Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area10,875 sqft (0.25 acres)
Lot Dimensions125 ft deep x 87 ft wide

Location & Zoning

Account Number382-002-50
Street Address409 E SPRUCE ST
CityJERSEYVILLE
StateIL
Zip62052-1752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBURKE'S ADDITION E27' LOT 2 & W60' LOT 3 BLK 12 (SEE ALSO 04-791-006-00) 3-14 17.1K*,10-12 34K*, 6-06 58.5K*, 5-97 40K* 1920
Legal SubdivisionBURKES ADDITION
Legal Block12
Legal Lot Number2,3
JurisdictionJERSEY IL
Township / Civil DivisionJERSEY
Census Block Group2
Census Block2029
Census Tract10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address409 E SPRUCE ST, JERSEYVILLE, IL 62052-1752
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 7, 2024 · Amount on Record
Deed SaleMay 7, 2024 · Amount on Record
Prior SaleMar 26, 2014 · Amount on Record
Deed Document Number2024173900
Prior Transfer DateOct 15, 2012
Prior Transfer Doc001854/168
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJERSEY IL
Property Address409 E SPRUCE ST, JERSEYVILLE, IL 62052-1752
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02066/0303
DateJul 7, 2017
Book Page2066/0303
Instrument201700150104
Lender
NameJERSEY STATE BANK
TypeBank
AddressJERSEYVILLE, IL 62052
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term61 Months
DueAug 26, 2022

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJersey County
County SubdivisionJersey Township
MunicipalityJerseyville City
Unified School DistrictJersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,560.00 (+6.12%)$26,875 (-5%) Land $9,375 Building $17,500$80,625 (-5%) Land $28,125 Building $52,500
2024$1,470.00 (-19.67%)
2022$1,830.00 Homeowner's exemption$28,290 Land $7,615 Building $20,675$84,870 Land $22,845 Building $62,025

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1979–1982)
Most Recent ClaimDec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-JERSEYVILLE
serves 8,412 people · EPA ID IL0830250
Water SourceGroundwater
Last State InspectionMay 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Sparklight
Cable
1,000 / 50
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Grafton Technologies.

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