413 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 413 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,602 sqft · built 1921
Lot Size	0.184 acres (8,011 sqft)
Owner	2 Individual Names on Record
Last Sale	$37,900 (Oct 2018)
Tax Bill	$656 (2025)
Deeds & Mortgages	Oct 2018 Sale Sep 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04-014375`

Property Details

APN / Parcel Number

Primary APN	`04-014375`
Alternative APNs	`4014375` `014375`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,602 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,011 sqft (0.184 acres)
Garage Type	Mixed
Garage Area	324 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	234 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014375
Street Address	413 E OLDTOWN RD
City	CUMBERLAND
State	MD
Zip	21502-3653
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	413 OLDTOWN RD LOTS 76-77 74X 99 HIGHLAND 70X123
Legal Subdivision	HIGHLAND ADDITION
Legal Lot Number	76,77
Jurisdiction	ALLEGANY MD
Township / Civil Division	4, CUMBERLAND
Census Block Group	2
Census Block	2002
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chapel Hill Historic District listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	413 E OLDTOWN RD, CUMBERLAND, MD 21502-3653
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2018	Grant Deed, Transfer CROWN TITLE CORPORATION
Sep 28, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Sep 28, 2017 · Amount on Record
Deed Book / Page	2423 / 114
Prior Transfer Date	Oct 8, 2008
Prior Transfer Doc	001531-0138
Record Updated	Sep 20, 2026

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALLEGANY MD
Recording Date	Oct 30, 2018
Property Address	413 E OLDTOWN RD, CUMBERLAND, MD 21502-3653
Document Number	0024230114
Book / Page	002423 / 000114
Instrument Date	Oct 8, 2018
Transaction Type	Transfer
Record Updated	Nov 14, 2018
Title Company	CROWN TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$265.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12819 LEWIS HEIGHTS DR SW CUMBERLAND MD 215026510, CUMBERLAND, MD 21502-6510

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ALLEGANY MD
Recording Date	Sep 28, 2017
Property Address	413 E OLDTOWN RD, CUMBERLAND, MD 21502-3653
Document Number	0023280278
Book / Page	002328 / 000278
Instrument Date	Feb 7, 2017
Transaction Type	Foreclosure
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$504.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Allegany County
Municipality	Cumberland City
Unified School District	Allegany County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,200 (+7.82%) Land $12,500 Building $64,700	$77,200 (-) Land $12,500 Building $64,700
2025	$656.00 (+16.93%)	$71,600 (+18.54%)	$77,200 (+27.81%) Land $12,500 Building $64,700
2023	$561.00	$60,400 Land $12,500 Building $47,900	$60,400 Land $12,500 Building $47,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1978–1995)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Jun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CUMBERLAND serves 27,039 people · EPA ID MD0010008
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
SkyPacket Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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