401 E Oldtown Rd, Cumberland, MD 21502 Property Records

Allegany County property record for 401 E Oldtown Rd, Cumberland, MD 21502

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,068 sqft · built 1900
Lot Size0.086 acres (3,762 sqft)
OwnerIndividual Name on Record
Last Sale$270,000 (May 2017)
Tax Bill$688 (2025)
Deeds & MortgagesMay 2017 Sale
Flood ZoneZone X (minimal risk)
APN04-026241

Property Details

APN / Parcel Number

Primary APN04-026241
Alternative APNs
  • 4026241
  • 026241

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,068 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,762 sqft (0.086 acres)
Lot Dimensions110 ft deep x 37 ft wide
PorchSlab
Porch Area114 sqft
Deck Area324 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number026241
Street Address401 E OLDTOWN RD
CityCUMBERLAND
StateMD
Zip21502-3653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-L
Legal Description401 OLDTOWN RD LOT 38 37X110 HIGHLAND ADDN 35X 98
Legal SubdivisionHIGHLAND ADD
Legal Lot Number38
JurisdictionALLEGANY MD
Township / Civil Division4, CUMBERLAND
Census Block Group2
Census Block2002
Census Tract700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chapel Hill Historic District
listed 2005 · 810 contributing resources · NRIS 05001477

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Allegany County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address401 E OLDTOWN RD, CUMBERLAND, MD 21502-3653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2017 · Amount on Record
Deed SaleMay 26, 2017 · Amount on Record
Prior SaleDec 29, 2016 · Amount on Record
Deed Document Number20172300-028
Deed Book / Page2300 / 28
Prior Transfer DateMay 26, 2016
Prior Transfer Doc0022180039
Record UpdatedOct 29, 2026

May 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionALLEGANY MD
Recording DateMay 26, 2017
Property Address401 E OLDTOWN RD, CUMBERLAND, MD 21502-3653
Document Number0023000028
Book / Page002300 / 000028
Instrument DateMay 25, 2017
Transaction TypeTransfer
Record UpdatedJul 24, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$189.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address401 E OLDTOWN RD CUMBERLAND MD 215023653, CUMBERLAND, MD 21502-3653

Tax Assessment & Valuation

Source: Allegany County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAllegany County
MunicipalityCumberland City
Unified School DistrictAllegany County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,500 (+30.82%) Land $7,500 Building $74,000$81,500 (+30.82%) Land $7,500 Building $74,000
2025$688.00 (+18.83%)
2023$579.00$62,300 Land $7,500 Building $54,800$62,300 Land $7,500 Building $54,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1995)
Claims Outside the SFHA2 of 5
Most Recent ClaimJun 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CUMBERLAND
serves 27,039 people · EPA ID MD0010008
Water SourceSurface water
Last State InspectionJul 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 859 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Fiber · Cable in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
SkyPacket
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Xfinity.

Nearby Properties on E Oldtown Rd

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