Clinton County property record for 413 E Oak St, New Baden, IL 62265
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,032 sqft · built 1978 |
| Lot Size | 0.208 acres (9,060 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $119,500 (Dec 2019) |
| Tax Bill | $3,416 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-07-351-006 |
| Primary APN | 11-10-07-351-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Finished Area |
| 1st Floor Area | 2,064 sqft |
| Basement Area | 1,032 sqft |
| Unfinished Basement | 1,032 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 9,060 sqft (0.208 acres) |
| Garage Area | 440 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 413 E OAK ST |
|---|---|
| City | NEW BADEN |
| State | IL |
| Zip | 62265-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 51 |
| Legal Description | SUBDIVISION BADEN HEIGHTS BLOCK 9 LOT 6 |
| Legal Subdivision | BADEN HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 6 |
| Jurisdiction | CLINTON IL |
| Township / Civil Division | LOOKING GLASS |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 900602 |
413 E Oak St is owned and occupied by two individuals who bought it in December 2019.
Source: Clinton County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 413 E OAK ST, NEW BADEN, IL 62265-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE |
| Dec 19, 2019 | Grant Deed, Transfer · Conventional with PMI DAS ACQUISITION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on File |
| Deed Sale | Dec 19, 2019 · Amount on File |
| Prior Sale | Sep 17, 2012 · Amount on File |
| Deed Document Number | 20195688 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 413 E OAK ST, NEW BADEN, IL 62265-1012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000334 |
|---|---|
| Date | Jan 21, 2022 |
| Instrument | 2022R00334 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Feb 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CLINTON IL |
| Recording Date | Dec 19, 2019 |
| Property Address | 413 E OAK ST, NEW BADEN, IL 62265-1012 |
| Document Number | 0000005688 |
| Instrument Date | Dec 17, 2019 |
| Instrument | 5688 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2020 |
| Title Company | ADVANCED TITLE SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $179.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 325 W CENTER ST LEBANON IL 622541411, LEBANON, IL 62254-1411 |
| Document Number | 5689 |
|---|---|
| Date | Dec 19, 2019 |
| Instrument | 5689 |
| Name | DAS ACQUISITION |
|---|---|
| Address | ST LOUIS, MO 63141 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 413 E Oak St was $3,416, up 9.3% from the year before.
Source: Clinton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clinton County |
| County Subdivision | Looking Glass Township |
| Municipality | New Baden Village |
| Unified School District | Wesclin Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,416.00 (+9.35%) Homeowner's exemption | $51,070 Land $9,010 Building $42,060 | $153,210 Land $27,030 Building $126,180 |
| 2024 | $3,124.00 | ||
| 2022 | $2,826.00 (+2.43%) | $42,890 (+3%) Land $7,570 Building $35,320 | $128,670 (+3%) Land $22,710 Building $105,960 |
| 2021 | $2,759.00 | $41,640 Land $7,350 Building $34,290 | $124,920 Land $22,050 Building $102,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 413 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 413 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BADEN serves 4,178 people · EPA ID IL0274700 |
|---|---|
| Water Source | Purchased surface water from S L M WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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