Clinton County property record for 409 E Oak St, New Baden, IL 62265
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,505 sqft · built 1985 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,044 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-07-351-002 |
| Primary APN | 11-10-07-351-002 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,505 sqft Finished Area |
| 1st Floor Area | 3,010 sqft |
| Basement Area | 1,505 sqft |
| Unfinished Basement | 1,505 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 529 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Street Address | 409 E OAK ST |
|---|---|
| City | NEW BADEN |
| State | IL |
| Zip | 62265-1012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 51 |
| Legal Description | SUBDIVISION BADEN HEIGHTS BLOCK 9 LOT 2 |
| Legal Subdivision | BADEN HEIGHTS |
| Legal Block | 9 |
| Legal Lot Number | 2 |
| Jurisdiction | CLINTON IL |
| Township / Civil Division | LOOKING GLASS |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 900602 |
409 E Oak St is owned and occupied by two individuals.
Source: Clinton County records, as of September 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 409 E OAK ST, NEW BADEN, IL 62265-1012 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FCB BANKS |
| Jun 22, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 409 E OAK ST, NEW BADEN, IL 62265-1012 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | CARLILE TITLE, CARLYLE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000005761 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021R05761 |
| Name | FCB BANKS |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLINTON IL |
| Property Address | 409 E OAK ST, NEW BADEN, IL 62265-1012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002839 |
|---|---|
| Date | Jun 22, 2017 |
| Instrument | 2017R02839 |
| Name | FIRST COUNTY BANK |
|---|---|
| Type | Bank |
| Address | NEW BADEN, IL 62265 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Rate | 4% |
|---|
The 2025 property tax bill for 409 E Oak St was $3,044 with exemptions applied, up 0.8% from the year before.
Source: Clinton County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clinton County |
| County Subdivision | Looking Glass Township |
| Municipality | New Baden Village |
| Unified School District | Wesclin Community Unit School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,044.00 (+0.79%) Homeowner's exemption Senior Citizen's exemption | $75,530 Land $13,030 Building $62,500 | $226,590 Land $39,090 Building $187,500 |
| 2024 | $3,020.00 | ||
| 2022 | $3,178.00 (-18.83%) Homeowner's exemption Senior Citizen's exemption | $63,420 (+3%) Land $10,940 Building $52,480 | $190,260 (+3%) Land $32,820 Building $157,440 |
| 2021 | $3,915.00 Homeowner's exemption Senior Citizen's exemption | $61,570 Land $10,620 Building $50,950 | $184,710 Land $31,860 Building $152,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 409 E Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 20, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 409 E Oak St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW BADEN serves 4,178 people · EPA ID IL0274700 |
|---|---|
| Water Source | Purchased surface water from S L M WATER COMMISSION |
| Last State Inspection | Feb 2026 |
| Lead | 13 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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