413 E Montgomery Pl, Odessa, MO 64076 Property Records

Lafayette County property record for 413 E Montgomery Pl, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,590 sqft · built 2004
Lot Size	0.349 acres (15,211 sqft)
Owner	Individual Name on File
Last Sale	$373,730 (Nov 2025)
Tax Bill	$3,090 (2025)
Deeds & Mortgages	Dec 2016 Mortgage Nov 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-7.0-36-4-002-009.010`

Property Details

APN / Parcel Number

Primary APN	`14-7.0-36-4-002-009.010`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,590 sqft Living Area
Basement Area	1,590 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,211 sqft (0.349 acres)
Lot Dimensions	162 ft deep x 93.6 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	413 E MONTGOMERY PL
City	ODESSA
State	MO
Zip	64076-7197
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 MONTGOMERY PLACE; 847-41, 867-531, 897-736, 2013DR5069
Legal Range	28
Legal Township	49
Legal Section	36
Legal Subdivision	MONTGOMERY PLACE
Legal Lot Number	1
Jurisdiction	LAFAYETTE MO
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1031
Census Tract	90601

Owner

413 E Montgomery Pl is owned and occupied by an individual who bought it in November 2025.

Source: Lafayette County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	413 E MONTGOMERY PL, ODESSA, MO 64076-7197
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Nov 5, 2025	Warranty Deed, Transfer · Conventional Mortgage CENTRAL TRUST BANK
Nov 22, 2013	Warranty Deed, Transfer FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2025 · Amount on File
Deed Sale	Nov 5, 2025 · Amount on File
Prior Sale	Nov 22, 2013 · Amount on File
Record Updated	Sep 20, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	413 E MONTGOMERY PL, ODESSA, MO 64076-7197
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	02016/4604
Date	Dec 5, 2016
Book Page	2016/4604
Instrument	2016DR4604

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Dec 1, 2036

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 5, 2025
Property Address	413 E MONTGOMERY PL, ODESSA, MO 64076-7197
Document Number	2025DR4387
Instrument Date	Nov 4, 2025
Instrument	2025DR4387
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E MONTGOMERY PL, ODESSA, MO 64076-7197

Mortgage

Document Number	2025DR4388
Date	Nov 5, 2025
Instrument	2025DR4388

Lender

Name	CENTRAL TRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

November 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 22, 2013
Property Address	413 E MONTGOMERY PL, ODESSA, MO 64076-7197
Document Number	2013DR5069
Instrument Date	Nov 22, 2013
Instrument	2013DR5069
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	413 E MONTGOMERY PL, ODESSA, MO 64076-7197
Investor	Possibly a Property Investor

Mortgage

Document Number	2013DR5070
Date	Nov 22, 2013
Instrument	2013DR5070

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Address	PLANO, TX 75024

Agreement

Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 413 E Montgomery Pl was $3,090.

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,090.00	$41,722	$219,590 Land $21,930 Building $197,660
2023		$36,599	$192,626 Land $19,236 Building $173,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 413 E Montgomery Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Aug 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 413 E Montgomery Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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