413 E Elm St, Avon Park, FL 33825 Property Records

Highlands County property record for 413 E Elm St, Avon Park, FL 33825

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,107 sqft · built 1972
Lot Size0.289 acres (12,600 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Apr 2023)
Tax Bill$2,584 (2023)
Deeds & MortgagesApr 2023 Sale & Mortgage
Jan 2023 Transfer
Flood ZoneZone X (minimal risk)
APNA233824000E00040

Property Details

APN / Parcel Number

Primary APNA233824000E00040
Alternative APN
  • A-23-33-28-240-00E0-0040

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,107 sqft Living Area
Gross Area1,643 sqft
1st Floor Area1,107 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area12,600 sqft (0.289 acres)
Lot Dimensions180 ft deep x 70 ft wide
Garage Area324 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area212 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberA233824000E00040
Street Address413 E ELM ST
CityAVON PARK
StateFL
Zip33825-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1AA
Legal DescriptionPARK HILL SUB PB 4-PG 40 LOT 4 LESS E 10 F + EAST 25 FT OF LOT 5 BLK E
Legal Range28E
Legal Township33S
Legal Section23
Legal SubdivisionPARK HILL SUB
Legal BlockE
Legal Lot Number4
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group2
Census Block2055
Census Tract960200

Owner

Source: Highlands County records, as of January 29, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address413 E ELM ST, AVON PARK, FL 33825-3206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2023Warranty Deed, Transfer · FHA Mortgage
LEADER ONE FINANCIAL CORP
Jan 9, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleJan 9, 2023
Deed Document Number2147664
Deed Book / Page2970 / 1408
Record UpdatedJun 7, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateApr 26, 2023
Property Address413 E ELM ST, AVON PARK, FL 33825-3206
Document Number0002147664
Book / Page2970 / 1408
Map ReferenceMB 4 PG 40
Instrument DateApr 24, 2023
Instrument2147664
Transaction TypeTransfer
Record UpdatedMay 10, 2023
Title CompanyLP TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address415 E ELM STREET, LAKE PLACID, FL 33852

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 E ELM ST, AVON PARK, FL 33825-3206

Mortgage

Document Number0029701410
DateApr 26, 2023
Instrument2970/1410
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

Mortgage

Document Number0002147666
DateApr 26, 2023
Book Page2970/1421
Instrument2147666
Lender
NameLEADER ONE FINANCIAL CORP
TypeMortgage Company
AddressOVERLAND PARK, KS 66210
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHIGHLANDS FL
Recording DateJan 9, 2023
Property Address413 E ELM ST, AVON PARK, FL 33825-3206
Document Number0002131612
Book / Page2951 / 256
Map ReferenceMB 4 PG 40
Instrument DateJan 2, 2023
Instrument2131612
Transaction TypeTransfer
Record UpdatedJan 24, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address209 PUMPROCK DR, HUNTSVILLE, AL 35806-4265

Transferred To (Grantee/Buyer)

NameVerified Name
Address415 E ELM STREET, LAKE PLACID, FL 33852

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateFlorida
MunicipalityAvon Park City
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$2,584.00$136,084 (+144.29%) Land $4,578 Building $131,506$136,084 (+11.58%) Land $4,578 Building $131,506
2022Homeowner's exemption Widower's exemption$55,707$121,963 Land $4,578 Building $117,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims3 (1998–2014)
Claims Outside the SFHA1 of 3
Most Recent ClaimSep 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF AVON PARK
serves 19,361 people · EPA ID FL6280049
Water SourceGroundwater
Last State InspectionMay 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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